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601077.SH | 03618.HK

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¡°¡±Chongqing Rural Commercial Bank Co., Ltd.¡°Chongqing Rural Commercial Bank¡±

(86)23-61110637

(86)23-61110844

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36400023

200862710201741

www.cqrcb.comcqrcb@cqrcb.com

(www.sse.com.cn)¡°¡±(www.hkexnews.hk)

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1,829.61,499.821.99806.014,865.515,329.5(3.03)15,172.5(4,638.7)(4,155.5)11.63(4,054.0)(1,845.2)(3,619.5)(49.02)(3,953.0)8,213.87,393.511.097,015.08,217.47,361.911.627,014.07,120.56,496.39.615,817.96,986.06,379.09.525,733.36,799.46,310.17.755,631.020,041.164,491.5(68.92)9,809.4

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1.70

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67.994.897.75%

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2023

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132,664.71,528.62.32139,784.01,851.02.671,356,183.325,194.13.751,270,216.425,977.04.12

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1.

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25.3759.2070.00%(1)

202363020221231

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326,383.248.44298,687.447.2149,542.47.3548,907.47.73276,840.841.09249,780.039.48295,106.643.80282,769.444.69(1)

94,846.714.0896,965.215.33(2)112,383.716.68101,879.816.10(3)

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673,736.0100.00632,677.1100.00

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(2)(3)202366,737.36

410.596.49%

2023

3,263.83276.969.27%

6.35270.61

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948.4721.192.18%1,123.84105.04

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522.4610.262.00%

202363020221231

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673,736.0100.00632,677.1100.00

202320236

826.85764.65644.32

12.27%11.35%9.56%

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202363020221231

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484,295.478.86468,689.681.819,257.61.5110,967.61.9180,148.213.0549,185.28.587,508.41.2213,301.72.3231,779.55.1730,206.15.271,153.90.19

632.60.11

614,143.0100.00572,982.8100.00

202366,141.43411.60

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202363020221231

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207,857.942.92188,526.540.22132,885.827.44138,868.329.6388,489.018.2790,835.819.3855,062.711.3750,459.010.77484,295.4100.00468,689.6100.00

20234,842.95

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20,028.31.5218,440.71.501,587.68.611,318,617.8100.001,236,844.9100.0081,772.96.61

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257.6315.06%115.26

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202363020221231

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151,318.316.77141,081.917.1098,471.910.91104,856.812.7152,846.45.8636,225.14.39741,462.082.16677,351.382.11137,455.015.23145,893.617.69604,007.066.93531,457.764.429,683.91.076,504.60.79

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2023202369,024.82775.359.40%1,513.18102.36

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2021¡°¡±

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202363020221231

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11,357.09.4911,357.09.87¨C5,997.65.015,997.65.21¨C20,338.516.9920,338.517.68¨C(165.2)(0.14)(922.0)(0.80)756.8(82.08)13,841.811.5613,841.812.03¨C19,085.815.9417,848.915.521,236.96.9347,410.439.5944,821.638.982,588.85.78117,865.998.44113,283.498.494,582.54.051,867.31.561,732.81.51134.57.76

119,733.2100.00115,016.2100.004,717.04.10

202361,197.3347.17

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263.81130.5914.98

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20,041.164,491.56,697.3(9,142.3)(30,858.4)(53,471.9)

200.411,276.8677.641,076.44

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657,912.197.65616,790.297.497,680.41.148,170.41.293,441.60.514,404.80.704,302.90.642,964.60.47

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326,383.248.444,186.61.28298,687.447.214,399.61.4764,432.09.56640.30.9961,679.49.75734.91.1926,543.83.94582.02.1922,174.83.50578.02.613,523.30.52320.69.104,403.70.70320.67.2882,685.312.27162.90.2072,416.811.45201.90.2876,464.711.35794.01.0471,061.411.23459.40.659,545.41.42113.31.198,368.11.3244.90.5416,574.82.46700.64.2315,095.22.39822.55.4546,613.96.92872.91.8743,488.06.871,237.42.85295,106.643.803,955.91.34282,769.444.693,315.91.1752,246.27.761.00.0051,220.38.101.00.00673,736.0100.008,143.51.21632,677.1100.007,716.51.22

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326,383.24,186.61.28298,687.44,399.61.4749,542.41,276.62.5848,907.41,471.93.01276,840.82,910.01.05249,780.02,927.71.17295,106.63,955.91.34282,769.43,315.91.1794,846.7959.31.0196,965.2750.50.77112,383.71,961.31.75101,879.81,513.01.4987,876.21,035.31.1883,924.41,052.41.2552,246.21.00.0051,220.31.00.00

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202360.191.28%

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250.70.04

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9,436.51.408,415.11.33

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(21,040)(16,646)¨C¨C

8,213,7977,393,4897,341,2906,421,5866,68510,2306,46510,109(3,072)(41,779)(2,208)(41,777)

8,217,4107,361,9407,345,5476,389,91838(1,096,902)(865,652)(967,711)(695,429)

7,120,5086,496,2886,377,8365,694,489

1. 7,120,5086,496,2886,377,8365,694,4891.

6,986,0156,378,9686,377,8365,694,489

2. 134,493117,320¨C¨C98200

2023112023630

202311

202211

202311

202211

28756,770(463,316)561,232(464,938)

756,770(463,316)561,232(464,938)1.(1)

¨C60¨C60(2)

(44,594)(57,591)(44,594)(57,591)2.

(1)

792,080(412,433)596,580(414,002)(2)

9,2846,6489,2466,595

¨C¨C¨C¨C

7,877,2786,032,9726,939,0685,229,551

7,742,7855,915,6526,939,0685,229,551

134,493117,320¨C¨C

390.610.56

2023825

98200

2023112023630

ª´ª²ª´ªµ

202311

202211

202311

202211

¨C4,345,373¨C5,086,576¨C1,918,108¨C263,326¨C386,576¨C386,5767,118,7608,322,0517,178,0048,307,6572,420,0062,708,13132,072¨C12,354,7569,828,8604,034,756666,05111,592,6009,061,57311,559,7909,061,573

75,201,22764,164,36074,860,05964,228,592

18,161,90718,953,49416,521,17017,225,069

836,172232,768355,599201,779

127,685,428119,921,294114,541,450105,427,199

(383,060)¨C(787,094)¨C(8,107,495)¨C(4,139,843)¨C

(2,108)¨C(2,108)¨C(40,756,029)(33,960,139) (32,086,276)(26,169,534)

(37,713,590)(4,505,001)(37,713,590)(4,505,001)(11,756,180)(11,224,923)(11,160,613)(10,690,810)

(3,088,781)(3,237,402)(2,983,815)(3,135,693)(2,217,241)(2,052,488)(1,950,045)(1,760,129)(3,619,891)(449,828)(3,210,791)(1,036,610)

(107,644,375)(55,429,781)(94,034,175)(47,297,777)

40 (1)20,041,05364,491,513 20,507,27558,129,422

98200

2023112023630

98200

202311

202211

202311

202211

162,910,403139,133,781162,492,711134,509,5729,398,80310,502,3859,225,09110,466,951

38,85530,27738,81330,277

172,348,061149,666,443171,756,615145,006,800

(165,156,175)(158,597,777)(164,593,988)(152,536,305)

(494,620)(211,011)(325,066)(203,878)

(165,650,795)(158,808,788) (164,919,054)(152,740,183)

6,697,266(9,142,345)6,837,561(7,733,383)

113,627,383105,686,882113,627,383105,686,882

¨C1,999,930¨C1,999,930

113,627,383107,686,812 113,627,383107,686,812

(140,700,000)(157,810,000) (140,700,000)(155,910,000)

(3,742,988)(3,308,178) (3,742,988)(3,235,117)

¨C(861)¨C¨C(42,752)(40,544) (29,734)(28,826)

(144,485,740)(161,158,722) (144,472,722)(159,173,943)

(30,858,357)(53,471,910) (30,845,339)(51,487,131)

2023112023630

ª´ª²ª´ªµ

202311

202211

202311

202211

18,51358,688 18,51358,688

40 (2)(4,101,525)1,935,946 (3,481,990)(1,032,404)

31,518,34235,785,425 29,552,68635,296,043

40 (3)27,416,81737,721,371 26,070,69634,263,639

2023825

98200

2023112023630

20231111,357,0005,997,64820,338,389(921,970)13,841,81517,848,93244,821,579113,283,3931,732,759115,016,152

756,7706,986,0157,742,785134,4937,877,278

1. 301,236,864(1,236,864)¨C

2. 31(3,082,290)(3,082,290)(3,082,290)3.

31(78,000)(78,000)(78,000)

202363011,357,0005,997,64820,338,389(165,200)13,841,81519,085,79647,410,440117,865,8881,867,252119,733,140

2023825

98200

2022112023630

2023

20221111,357,0003,998,33820,338,389(445,472)12,930,67815,881,39740,452,320104,512,6501,531,365106,044,015

¨C¨C¨C(463,316)¨C¨C6,378,9685,915,652117,3206,032,9721.

26¨C1,999,930¨C¨C¨C¨C¨C1,999,930¨C1,999,930

1. ¨C¨C¨C¨C¨C1,872,119(1,872,119)¨C¨C¨C

2. 31¨C¨C¨C¨C¨C¨C(2,867,643)(2,867,643)(861)(2,868,504)

202263011,357,0005,998,26820,338,389(908,788)12,930,67817,753,51642,091,526109,560,5891,647,824111,208,413

2023825

98200

2022

20221111,357,0003,998,33820,338,389(445,472)12,930,67815,881,39740,452,320104,512,6501,531,365106,044,015

¨C¨C¨C(476,498)¨C¨C10,275,5749,799,076202,25510,001,3311.

26¨C1,999,310¨C¨C¨C¨C¨C1,999,310¨C1,999,310

1. 29¨C¨C¨C¨C911,137¨C(911,137)¨C¨C¨C

2. 30¨C¨C¨C¨C¨C1,967,535(1,967,535)¨C¨C¨C

3. 31¨C¨C¨C¨C¨C¨C(2,867,643)(2,867,643)(861)(2,868,504)4.

31¨C¨C¨C¨C¨C¨C(160,000)(160,000)¨C(160,000)

2022123111,357,0005,997,64820,338,389(921,970)13,841,81517,848,93244,821,579113,283,3931,732,759115,016,152

2023825

98200

2023112023630

2023

20231111,357,0005,997,64820,437,768(1,114,301)13,841,81516,892,91142,245,354109,658,195

¨C¨C¨C561,232¨C¨C6,377,8366,939,068

1. 30¨C¨C¨C¨C¨C1,124,423(1,124,423)¨C

2. 31¨C¨C¨C¨C¨C¨C(3,082,290)(3,082,290)

3.

31¨C¨C¨C¨C¨C¨C(78,000)(78,000)

202363011,357,0005,997,64820,437,768(553,069)13,841,81518,017,33444,338,477113,436,973

2023825

98200

2022112022630

20221111,357,0003,998,33820,437,768(448,967)12,930,67815,227,33438,738,339102,240,490

¨C¨C¨C(464,938)¨C¨C5,694,4895,229,5511.

26¨C1,999,930¨C¨C¨C¨C¨C1,999,930

1. 30¨C¨C¨C¨C¨C1,665,577(1,665,577)¨C

2. 31¨C¨C¨C¨C¨C¨C(2,867,643)(2,867,643)

202263011,357,0005,998,26820,437,768(913,905)12,930,67816,892,91139,899,608106,602,328

2023825

98200

2023

20221111,357,0003,998,33820,437,768(448,967)12,930,67815,227,33438,738,339102,240,490

¨C¨C¨C(665,334)¨C¨C9,111,3728,446,0381.

26¨C1,999,310¨C¨C¨C¨C¨C1,999,310

1. 29¨C¨C¨C¨C911,137¨C(911,137)¨C

2. 30¨C¨C¨C¨C¨C1,665,577(1,665,577)¨C

3. 31¨C¨C¨C¨C¨C¨C(2,867,643)(2,867,643)

4.

31¨C¨C¨C¨C¨C¨C(160,000)(160,000)

2022123111,357,0005,997,64820,437,768(1,114,301)13,841,81516,892,91142,245,354109,658,195

2023825

98200

2022

¡°¡±¡°¡±38¡°

¡±[2007]58[2008]1692008627

2008627

60.0060.001.00

2010329[2010]141.9110

70.00

201083

[2010]367H20101116

¡°¡±[2010]1634H201012162,000,000,000H201115300,000,000H1.005.25

93.00

2017918[2017]130¡°¡±

¡°¡±¡°¡±

5.7571.00

100.00

2016913A

[2016]115A20199

[2019]1657A20191029

1,357,000,0001.00

7.36113.57

¡°¡±

2023

¡°¡±

3202120222023 25 16[2022] 31¡°¡±

2022

2023630202311630

6%

3%-13%7%5%3%2%25%20202315%

2023

20221231

2023

20221231

2,928,8173,093,4792,911,8873,080,041

(1)48,403,88747,048,57948,290,88046,947,556

(2)5,608,8922,671,4835,551,3772,626,680

(3)25,85580,48725,85480,487

56,967,45152,894,02856,779,99852,734,764

(1)

2023

20221231

5.50%5.75%

6.00%6.00%

(2)(3)

2023

2023

20221231

2023

20221231

7,812,9529,530,4997,131,4367,374,7631,791,0542,033,7811,786,8272,033,611207,071473,873207,073473,873

9,811,07712,038,1539,125,3369,882,247

(5,866)(9,704)(6,319)(9,399)

9,805,21112,028,4499,119,0179,872,848

20236301,940

20221231964

2023

20221231

2023

20221231

91,109,56482,253,98692,756,41188,204,703(41,928)(28,126)(46,326)(34,466)

91,067,63682,225,86092,710,08588,170,237

¨C412,347¨C412,347

¨C412,347¨C412,347

91,067,63682,638,20792,710,08588,582,584

2023

202363020221231

848,34915,483(12,865)787,61813,130(10,739)1,754,54476,740(13,417)¨C¨C¨C11,722,3802,307(2,307)5,670,7101,711(1,711)732,00013,745¨C190,0001,473¨C

15,057,273108,275(28,589)6,648,32816,314(12,450)

2023

20221231

2023

20221231

2,039,5678,464,7061,839,2498,425,875

499,191¨C499,191¨C

2,538,7588,464,7062,338,4408,425,875(1,836)(7,470)(1,836)(7,470)

2,536,9228,457,2362,336,6048,418,405

(1)

2023

20221231

2023

20221231

322,735,815295,665,920261,239,727242,830,142

3,647,3533,021,4623,647,3533,021,462

326,383,168298,687,382264,887,080245,851,604

94,846,65196,965,18294,432,91596,531,907112,383,729101,879,780109,015,62598,685,323

13,706,78712,463,94013,706,78712,463,940

74,169,39771,460,53073,593,77170,938,985

295,106,564282,769,432290,749,098278,620,155

621,489,732581,456,814555,636,178524,471,759

(28,558,278)(27,591,636)(25,335,391)(24,656,655)

592,931,454553,865,178530,300,787499,815,104

52,246,29551,220,27052,246,29551,220,270

52,246,29551,220,27052,246,29551,220,270

645,177,749605,085,448582,547,082551,035,374

41(1)

2023

(2)

2023

20221231

2023

20221231

129,752,069110,725,271128,282,978109,036,831180,759,267171,484,835129,234,156128,875,323259,154,887252,180,788248,766,568241,630,085104,069,80498,286,190101,598,77196,149,790

673,736,027632,677,084607,882,473575,692,029

(3)

202363020221231202363020221231

%%%%

82,791,40112.2972,536,20911.4637,894,8696.2335,031,3656.0976,479,41211.3571,087,65611.2470,471,24311.5964,703,33911.2470,521,07610.4765,147,89610.3067,765,05711.1563,333,83511.0034,516,7525.1231,349,5844.9634,496,8245.6731,327,7475.4428,665,8454.2631,762,8685.0228,665,8454.7231,762,8685.5227,170,4214.0325,723,8224.0725,158,5364.1423,427,6594.0726,543,7893.9422,268,9073.5223,092,7953.8018,853,8733.279,756,1171.458,562,2141.359,382,1871.548,260,0941.436,969,3981.036,834,1801.086,840,7271.136,733,8071.173,523,2690.524,403,7210.703,523,2690.584,403,7210.762,604,1400.392,285,1380.362,390,0690.392,247,1200.391,835,7940.272,098,9580.331,382,5090.231,684,8550.297,252,0491.085,846,4990.926,069,4451.005,301,5910.93

378,629,46356.20349,907,65255.31317,133,37552.17297,071,87451.60295,106,56443.80282,769,43244.69290,749,09847.83278,620,15548.40

673,736,027100.00632,677,084100.00607,882,473100.00575,692,029100.00

(4)

2023630

625,442362,623244,97727,6031,260,645659,090512,255659,305515,5612,346,2112,159,6741,622,1831,778,36660,4495,620,67287,34369,40049,5242,695208,962

3,531,5492,566,4612,732,172606,3089,436,490

20221231

477,414437,295221,82547,9541,184,488973,792428,928896,687525,4352,824,8421,263,7492,494,693485,24745,7404,289,42964,105¨C51,2191,000116,324

2,779,0603,360,9161,654,978620,1298,415,083

2023

(4)

2023630

623,043360,877242,83427,3681,254,122656,261318,905585,325514,9722,075,4632,135,0531,599,8161,676,74457,7815,469,394

68,22369,40049,5242,695189,842

3,482,5802,348,9982,554,427602,8168,988,821

20221231

476,054435,340220,68847,8941,179,976970,411427,284784,082524,8792,706,6561,247,2142,393,318476,29945,5484,162,379

64,105¨C51,2191,000116,324

2,757,7843,255,9421,532,288619,3218,165,335

(5)

(a)

2023112023630

20231114,175,8566,246,5697,169,21127,591,636

333,280(311,586)(21,694)¨C(108,764)225,028(116,264)¨C(48,754)(373,946)422,700¨C1,370,728118,784(120,505)1,369,007

¨C¨C(1,927,007)(1,927,007)¨C¨C1,524,6421,524,642

202363015,722,3465,904,8496,931,08328,558,278

2022

20221112,704,1884,212,7457,914,56924,831,502

997,610(951,037)(46,573)¨C(635,650)672,246(36,596)¨C(105,531)(1,598,263)1,703,794¨C1,215,2393,910,8782,586,8627,712,979

¨C¨C(7,064,831)(7,064,831)¨C¨C2,111,9862,111,986

2022123114,175,8566,246,5697,169,21127,591,636

2023

(5)

(a)

2023112023630

20231112,044,7595,889,6976,722,19924,656,655

331,780(310,286)(21,494)¨C(92,430)142,313(49,883)¨C(47,711)(286,724)334,435¨C1,132,152229,762(263,539)1,098,375

¨C¨C(1,927,010)(1,927,010)¨C¨C1,507,3711,507,371

202363013,368,5505,664,7626,302,07925,335,391

2022

20221111,232,2163,897,4297,383,65522,513,300

973,997(927,978)(46,019)¨C(607,093)640,723(33,630)¨C(104,233)(1,586,933)1,691,166¨C549,8723,866,4562,664,4267,080,754¨C¨C(7,030,827)(7,030,827)¨C¨C2,093,4282,093,428

2022123112,044,7595,889,6976,722,19924,656,655

1(1)

(5)

(b)

2023112023630

20231112,532¨C1,00013,532

¨C¨C¨C¨C¨C¨C¨C¨C¨C¨C¨C¨C953¨C¨C953

202363013,485¨C1,00014,485

2022

2022116,404¨C1,0007,404

¨C¨C¨C6,128¨C¨C6,128

2022123112,532¨C1,00013,532

1(1)

2023

2023

20221231

2023

20221231

(1)104,146,65165,835,694115,925,75877,489,548

(2)376,325,700401,141,674376,325,700401,141,674

(3)132,516,695105,372,759103,900,32077,152,680

(4)1,153,861632,5971,153,861632,597

614,142,907572,982,724597,305,639556,416,499

(1)

2023

20221231

2023

20221231

7,456,2527,924,9287,456,2527,924,9281,957,676745,518¨C¨C1,321,3341,592,0411,321,3341,592,041

686,745727,612686,745727,612

11,422,00710,990,0999,464,33110,244,581

52,921,85316,047,57052,921,85316,047,57031,779,46030,206,13331,658,50229,633,160

6,286,5247,346,42414,638,21914,618,549

970,824970,824931,190931,190395,230262,0145,953,5406,014,498370,75312,630358,123¨C

92,724,64454,845,595106,461,42767,244,967

104,146,65165,835,694115,925,75877,489,548

(2)

2023

20221231

193,810,987175,704,31658,221,05865,122,34157,856,12468,597,13944,998,35045,365,814

354,886,519354,789,610

12,856,89930,833,976

7,805,61813,811,1673,373,1684,022,227

24,035,68548,667,370

(2,596,504)(2,315,306)

376,325,700401,141,674

41(1)

2023

(2)

2023112023630

202311686,3346,6691,622,3032,315,306

¨C¨C¨C(235,770)362516,606281,198

2023630450,5647,0312,138,9092,596,504

2022

2022111,188,7018,9481,067,8372,265,486

7,582(7,582)¨C¨C

(995)995¨C¨C(31,567)¨C31,567¨C(477,387)4,308522,89949,820

20221231686,3346,6691,622,3032,315,306

(2)

2023112023630

202311686,3346,6691,622,3032,315,306

¨C¨C¨C(235,770)362516,606281,198

2023630450,5647,0312,138,9092,596,504

2022

2022111,188,7258,9481,067,8372,265,510

7,582(7,582)¨C¨C

(995)995¨C¨C(31,567)¨C31,567¨C(477,411)4,308522,89949,796

20221231686,3346,6691,622,3032,315,306

1(1)

2023

(3)

2023

20221231

2023

20221231

73,345,65672,155,97646,977,94046,082,06423,190,68814,330,37723,190,68814,330,37713,397,67412,128,61011,149,0159,982,443

8,209,9794,446,1208,209,9794,446,120

118,143,997103,061,08389,527,62274,841,004

14,372,6982,311,67614,372,6982,311,676

132,516,695105,372,759103,900,32077,152,680

41(1)

(3)

2023112023630

20231111,160¨C¨C11,160

¨C¨C¨C11,525¨C¨C11,525

202363022,685¨C¨C22,685

2022

202211610¨C¨C610

¨C¨C¨C10,550¨C¨C10,550

2022123111,160¨C¨C11,160

2023

(3)

2023112023630

20231111,052¨C¨C11,052

¨C¨C¨C11,475¨C¨C11,475

202363022,527¨C¨C22,527

2022

202211490¨C¨C490

¨C¨C¨C10,562¨C¨C10,562

2022123111,052¨C¨C11,052

1(1)

(4)

2023

20221231

1,080,272568,378

73,58964,219

1,153,861632,597

2023

20221231

2023

20221231

(1)¨C¨C5,403,3795,403,379

(2)437,584454,685437,584454,685

437,584454,6855,840,9635,858,064

2023

(1)

2023

20221231

2,090,0002,090,0002,000,0002,000,000200,280200,280180,000180,000169,269169,269110,550110,550106,370106,370102,000102,00093,42093,42089,61089,61083,10083,10068,70068,70059,08059,08051,00051,000

5,403,3795,403,379

(2)

2023112023630

454,685(17,101)437,584¨C

2022

451,4323,253454,685¨C

2023117,712,5751,575,56885,0521,223,47810,596,673

22,140140,144¨C173,750336,034114,688¨C4,727737120,152(26,017)(28,897)(2,681)(35,068)(92,663)

20236307,823,3861,686,81587,0981,362,89710,960,196

202311(4,317,385)(1,216,447)(72,801)(764,372)(6,371,005)

(202,311)(79,369)(1,649)(49,451)(332,780)

25,08428,0432,60133,97789,705

2023630(4,494,612)(1,267,773)(71,849)(779,846)(6,614,080)

2023113,395,190359,12112,251459,1064,225,668

20236303,328,774419,04215,249583,0514,346,116

2022117,548,7501,533,66594,3041,186,89810,363,617

29,40687,689¨C89,617206,712219,1683,9031,5415,210229,822(84,749)(49,689)(10,793)(58,247)(203,478)

202212317,712,5751,575,56885,0521,223,47810,596,673

202211(3,965,900)(1,086,825)(80,207)(723,541)(5,856,473)

(412,499)(177,700)(3,063)(97,080)(690,342)

61,01448,07810,46956,249175,810

20221231(4,317,385)(1,216,447)(72,801)(764,372)(6,371,005)

2022113,582,850446,84014,097463,3574,507,144

202212313,395,190359,12112,251459,1064,225,668

2023

2023117,514,5341,543,78177,195839,8449,975,354

22,100139,333¨C7,808169,241112,889¨C4,320380117,589(24,341)(27,221)(2,337)(31,703)(85,602)

20236307,625,1821,655,89379,178816,32910,176,582

202311(4,242,175)(1,196,989)(66,392)(689,622)(6,195,178)

(197,665)(76,840)(1,451)(27,480)(303,436)

25,08326,4182,26730,74584,513

2023630(4,414,757)(1,247,411)(65,576)(686,357)(6,414,101)

2023113,272,359346,79210,803150,2223,780,176

20236303,210,425408,48213,602129,9723,762,481

2022117,329,4701,505,05686,447860,2979,781,270

44,73084,418¨C32,311161,459216,0223,9031,5415,210226,676(75,688)(49,596)(10,793)(57,974)(194,051)

202212317,514,5341,543,78177,195839,8449,975,354

202211(3,890,979)(1,072,048)(74,154)(684,615)(5,721,796)

(403,899)(172,930)(2,707)(60,992)(640,528)

52,70347,98910,46955,985167,146

20221231(4,242,175)(1,196,989)(66,392)(689,622)(6,195,178)

2022113,438,491433,00812,293175,6824,059,474

202212313,272,359346,79210,803150,2223,780,176

20236302022123120236302023630

4.47202212313.02

202363020231120236300.33

0.2420220.620.43

1.421.03202212311.23

0.92

2023

202311551,992426,217978,209

¨C50,40150,401(10,933)(881)(11,814)

2023630541,059475,7371,016,796

202311(197,167)(201,104)(398,271)

(6,543)(30,302)(36,845)63685748

2023630(203,647)(230,721)(434,368)

202311354,825225,113579,938

2023630337,412245,016582,428

202211552,499371,845924,344

44454,40954,853

(951)(37)(988)

20221231551,992426,217978,209

202211(183,449)(164,237)(347,686)

(14,072)(36,886)(50,958)35419373

20221231(197,167)(201,104)(398,271)

202211369,050207,608576,658

20221231354,825225,113579,938

(1)

2023630

41,514,04510,011,267¨C¨C10,011,267

3,561,758883,752¨C¨C883,752

859,850214,869¨C¨C214,869411,595102,899¨C¨C102,89971,75417,938¨C¨C17,93863,54015,885(154,463)(38,616)(22,731)43,07010,768(889,364)(222,341)(211,573)264,71566,179(590,699)(147,675)(81,496)

46,790,32711,323,557(1,634,526)(408,632)10,914,925

20221231

40,026,4389,731,170¨C¨C9,731,170

2,766,914685,041¨C¨C685,041878,784219,602¨C¨C219,602304,14476,036¨C¨C76,03673,05218,263¨C¨C18,26373,33218,333(155,916)(38,979)(20,646)536,148134,037¨C¨C134,037211,62852,907(492,336)(123,084)(70,177)

44,870,44010,935,389(648,252)(162,063)10,773,326

2023

(2)

2023112023630

9,731,170283,192(3,095)10,011,267685,041198,711¨C883,752219,602(4,733)¨C214,86976,03626,863¨C102,89918,263(325)¨C17,938(20,646)(2,085)¨C(22,731)134,037(96,449)(249,161)(211,573)(70,177)(11,319)¨C(81,496)

10,773,326393,855(252,256)10,914,925

2022

8,495,7901,239,574(4,194)9,731,170

632,38152,660¨C685,041244,937(3,654)(21,681)219,60276,365(329)¨C76,03618,912(649)¨C18,263(15,671)(4,975)¨C(20,646)(185,182)134,517184,702134,037

(80,178)10,001¨C(70,177)

9,187,3541,427,145158,82710,773,326

2023

20221231

(1)1,034,229948,432

461,510¨C

(2)38,88538,970

28,27833,350249,485149,893

1,812,3871,170,645

(220,242)(116,348)

1,592,1451,054,297

(1)

2023

20221231

11943,995850,23412237,05645,92623311,34010,785341,83841,487

1,034,229948,432

(2) 20236303,880202212313,913

2023

2023112023630

/

29,704(3,838)¨C5,866

328,12613,802¨C41,928

100(100)¨C¨C57,470(5,634)¨C1,836627,591,6361,369,007(402,365)28,558,278613,532953¨C14,48572,315,306281,198¨C2,596,504711,16011,525¨C22,68513116,34859,11844,776220,242

30,093,3821,726,031(357,589)31,461,824

2022

/

214,775(5,071)¨C9,704

334,383(6,257)¨C28,126

¨C100¨C10052327,238¨C7,470624,831,5027,712,979(4,952,845)27,591,63667,4046,128¨C13,53272,265,48649,820¨C2,315,306761010,550¨C11,1601339,97175,471906116,348

27,194,3637,850,958(4,951,939)30,093,382

202363043920221231

2023

20221231

2023

20221231

14,575,6853,045,42514,818,3573,409,12134,395,63348,799,04234,493,94848,924,542

48,971,31851,844,46749,312,30552,333,663

2023

20221231

2023

20221231

49,900,67837,754,4799,367,5645,321,256

4,189,9683,930,213¨C¨C

54,090,64641,684,6929,367,5645,321,256

2023

2023

20221231

2023

20221231

30,815,13117,996,01619,485,3896,692,50923,176,74324,469,60623,176,74324,469,606

53,991,87442,465,62242,662,13231,162,115

2023

20221231

2023

20221231

98,471,914104,856,77598,208,031104,625,596137,454,969145,893,555137,234,374145,658,071

235,926,883250,750,330235,442,405250,283,667

52,846,40636,225,15552,750,73236,060,134604,006,952531,457,655602,346,080530,042,016

656,853,358567,682,810655,096,812566,102,150

7,994,6514,611,9227,994,6514,611,9221,103,4881,223,5681,074,6181,194,471233,412308,601233,412308,601

62,64267,42862,64267,428289,733293,073289,273292,614

9,683,9266,504,5929,654,5966,475,036

17,8989,02217,4328,555

902,482,065824,946,754900,211,245822,869,408

2023

20221231

(1)2,530,7442,704,245

(2)100,060100,060

(3)2,399,9912,384,904

(4)85,026103,960

5,115,8215,293,169

(1)

2023112023630

2,368,1781,992,950(2,190,392)2,170,736

¨C51,032(51,032)¨C¨C145,758(145,758)¨C¨C24,759(24,759)¨C¨C4,725(4,725)¨C¨C63(63)¨C¨C190,088(190,088)¨C336,067102,913(78,972)360,008

2,704,2452,512,288(2,685,789)2,530,744

2022

2,212,4373,792,354(3,636,613)2,368,178

¨C180,261(180,261)¨C¨C298,463(298,463)¨C¨C25,216(25,216)¨C¨C9,580(9,580)¨C¨C112(112)¨C¨C392,048(392,048)¨C295,815130,961(90,709)336,067

2,508,2524,828,995(4,633,002)2,704,245

2023

(2)

2023112023630

¨C240,672(240,672)¨C100,06092,283(92,283)100,060

100,060332,955(332,955)100,060

2022

¨C474,774(474,774)¨C100,060189,227(189,227)100,060

100,060664,001(664,001)100,060

(3)

??

?

(3)

(a)

2023

20221231

3.25%3.25%

2.50%2.50%

6.00%6.00%

7.00%7.00%

4.50%4.50%

2010-2013)(b)

202311

202211

26,48028,420(i)¨C450

39,71038,650

66,19067,520

(i)¨C(80)

¨C(80)

66,19067,440

2023

(3)

(c)

2023

20221231

2,399,9912,384,904

202311

2022

2,384,9042,426,844

39,71077,600

(i)¨C(86,690)

26,48056,840(i)¨C1,740

(51,103)(91,430)

2,399,9912,384,904

(i)

(4)

2023116302022

0.110.192022

0.43

2023

20221231

2023

20221231

736,917654,438620,370539,277412,449414,246368,533399,97742,9107,32042,4356,60427,01024,08625,92722,63233,12820,88132,34419,829

1,252,4141,120,9711,089,609988,319

2023

20221231

2023

20221231

310,887191,738310,878191,731121,709112,406121,709112,406

432,596304,144432,587304,137

(1)

2023

20221231

126,059,564143,558,606

19,246,93327,510,570

145,306,497171,069,176

2023

(2)

2023112023630

(a)143,558,606112,930,000(132,003,970)1,574,928126,059,564(b)27,510,5702,000,000(10,625,485)361,84819,246,933

171,069,176114,930,000(142,629,455)1,936,776145,306,497

2022

(a)202,866,702219,371,099(282,530,000)3,850,805143,558,606(b)22,387,7086,997,906(2,668,100)793,05627,510,570

225,254,410226,369,005(285,198,100)4,643,861171,069,176

2023112023630

(a)143,558,606112,930,000(132,003,970)1,574,928126,059,564(b)27,510,5702,000,000(10,625,485)361,84819,246,933

171,069,176114,930,000(142,629,455)1,936,776145,306,497

2022

(a)202,866,702219,371,099(282,530,000)3,850,805143,558,606(b)20,434,2016,997,906(695,900)774,36327,510,570

223,300,903226,369,005(283,225,900)4,625,168171,069,176

(2)

(a) 202363096

36620221231162365(b)

2023

20221231

20231¡°¡±(i)¨C2,061,88420233

(ii)¨C8,184,089202311

(iii)2,045,9912,010,05520246

(iv)3,005,7603,055,39120257

(v)5,142,5625,069,842202512

(vi)2,032,7382,003,73020264¡°¡±(vii)2,010,074¨C20296

(viii)5,009,8085,125,579

19,246,93327,510,570

(i) 202019¡°¡±

3.20%

(ii) 2020312

2.89%

(iii) 2020115

3.60%

(iv) 202163

3.29%

2023

(2)

(b)

(v) 202275

2.93%

(vi) 2022126

3.00%

(vii) 2023424¡°¡±

2.90%

(viii) 2019613

4.60%

2024614

2023

20221231

(1)6,482,4807,217,770

(2)393,806519,945

303,071490,35387,32143,073

(3)32,89832,898

65,51924,749

7,365,0958,328,788

(1)

2023

20221231

4,149,0033,709,2111,017,4212,354,433197,736322,1961,118,320831,930

6,482,4807,217,770

(2)

2023

20221231

323,291448,165(a)70,51571,780

393,806519,945

(a) 201040

(3)

20236300.75% 20221231

0.75%202363020

2023

2023

20221231

A18,843,6648,843,664H12,513,3362,513,336

11,357,00011,357,000

2023

20221231

5,997,6485,997,648

(1)

2021 24/08/20214.00%100404,0002022 28/04/20223.90%100202,000

(2)

5,998

(2)

202242820¡°¡±

10053.90%5

202182440¡°¡±

10054.00%5

2023

(3)

2021

403,998,338¨C¨C403,998,3382022

201,999,310¨C¨C201,999,310

605,997,648¨C¨C605,997,648

(4)

2023

20221231

117,865,888113,283,393111,868,240107,285,745

5,997,6485,997,6481,867,2521,732,7591,867,2521,732,759

2023

20221231

(1)/(2)20,338,38920,338,389

2023

20221231

(2)20,437,76820,437,768

(1)

(2) 20109.102010

H77.06201732.912019A85.31

202311630

(576,208)¨C¨C¨C¨C¨C(576,208)(89,378)(59,458)¨C14,864(44,594)¨C(133,972)

(274,979)1,265,080(208,974)(264,026)792,080¨C517,101

18,59512,378¨C(3,094)9,284¨C27,879

(921,970)1,218,000(208,974)(252,256)756,770¨C(165,200)

2023

202311630

(575,800)¨C¨C¨C(575,800)(89,378)(59,459)¨C14,865(44,594)(133,972)

(467,637)799,313(3,873)(198,860)596,580128,943

18,51412,328¨C(3,082)9,24627,760

(1,114,301)752,182(3,873)(187,077)561,232(553,069)

2022

(641,232)86,690¨C(21,681)65,024(15)(576,208)

34,451(165,106)¨C41,277(123,829)¨C(89,378)

155,298(169,090)(404,612)143,425(430,277)¨C(274,979)

6,01116,778¨C(4,194)12,584¨C18,595

(445,472)(230,728)(404,612)158,827(476,498)(15)(921,970)

2022

(640,885)86,780¨C(21,695)65,085(575,800)34,451(165,106)¨C41,277(123,829)(89,378)

151,546(535,784)(289,793)206,394(619,183)(467,637)

5,92116,790¨C(4,197)12,59318,514

(448,967)(597,320)(289,793)221,779(665,334)(1,114,301)

2022118,669,8844,260,79412,930,678

911,137¨C911,137

202212319,581,0214,260,79413,841,815

2023119,581,0214,260,79413,841,815

¨C¨C¨C

20236309,581,0214,260,79413,841,815

10%50%

2023

2023

2022

2023

2022

17,848,93215,881,39716,892,91115,227,334

1,236,8641,967,5351,124,4231,665,577

19,085,79617,848,93218,017,33416,892,911

2012330[2012] 201.5%

2023

2022

2023

2022

44,821,57940,452,32042,245,35438,738,3396,986,01510,275,5746,377,8369,111,372

¨C(911,137)¨C(911,137)(1,236,864)(1,967,535)(1,124,423)(1,665,577)

50,570,73047,849,22247,498,76745,272,997(3,082,290)(2,867,643)(3,082,290)(2,867,643)

(78,000)(160,000)(78,000)(160,000)

47,410,44044,821,57944,338,47742,245,354

(1) 2023330202210%

9.1111.24

113.570.2714

30.8220235252022 20234260.78

(2) 2022330202110%

8.6116.66

113.570.2525

28.6820225262021 20228241.60

2023

2022

2023

2022

7,094,4786,996,4005,379,0915,428,2727,161,6867,530,6987,038,7257,411,973

435,159391,328435,159391,3288,567,2138,791,6858,252,0428,766,5451,173,9361,405,3021,249,2541,477,352406,896415,884405,948415,011286,390328,532286,390328,53268,335117,16154,237109,187

25,194,09325,976,99023,100,84624,328,200

(8,284,547)(7,872,228)(8,258,157)(7,849,818)(1,936,776)(2,687,603)(1,936,776)(2,668,909)(1,061,887)(1,090,479)(1,061,072)(1,088,089)(748,883)(677,904)(147,435)(87,991)(579,926)(305,262)(580,894)(306,599)(535,717)(550,256)(535,717)(550,256)

(2,786)(2,415)(2,177)(1,910)

(13,150,522)(13,186,147)(12,522,228)(12,553,572)

12,043,57112,790,84310,578,61811,774,628

2023

2023

2022

2023

2022

425,756345,853419,075345,601286,125156,814286,123156,74091,438273,694¨C¨C83,84768,47583,72868,411326,152364,677326,084364,578

1,213,3181,209,5131,115,010935,330

(181,301)(135,523)(181,301)(135,489)(12,753)(11,479)(11,387)(10,651)(26,946)(23,612)(26,878)(23,416)

(221,000)(170,614)(219,566)(169,556)

992,3181,038,899895,444765,774

2023

2022

2023

2022

739,957660,593739,957660,593

(153)¨C(153)¨C122,992302,120480,791302,12015,61663,33815,61663,338208,974280,2353,873280,014

(165)¨C(165)¨C

(17,101)(27,959)(17,101)(27,959)

2,400¨C2,4004,762

1,072,5201,278,3271,225,2181,282,868

2023

2022

2023

2022

435,40623,998563,42126,356(5,535)(15,598)(5,535)(15,598)

(41)¨C(41)¨C

429,8308,400557,84510,758

2023

2022

2023

2022

2,911,4332,703,3992,822,9492,655,3181,268,447995,9261,230,073962,458

(1)344,153362,431327,772345,770

36,84524,43635,98624,198

6,4247,4864,8655,802

(2)10,9638,45512,0806,094

60,38753,38359,60452,610

4,638,6524,155,5164,493,3294,052,250

(1)(2)

2023

2023

2022

2023

2022

1,369,0074,025,3091,098,3753,808,341

9535,1499535,149

1,369,9604,030,4581,099,3283,813,490

281,198(404,789)281,198(404,813)

11,5253,47611,4753,406

292,723(401,313)292,673(401,407)

119,149(11,046)119,147(11,046)

59,1183,96659,1183,96613,802(1,536)11,8603,130(5,634)4,611(5,634)4,611(3,838)(5,856)(3,080)(5,892)

(100)239(100)239

1,845,1803,619,5231,573,3123,407,091

(1)

2023

2022

2023

2022

1,490,7571,803,2161,229,9581,591,164

(393,855)(937,564)(262,247)(895,735)

1,096,902865,652967,711695,429

(2)

2023

2022

2023

2022

8,217,4107,361,9407,345,5476,389,918

25%

2,054,3531,840,4851,836,3871,597,48015%

(75,308)(68,538)¨C¨C(a)(956,321)(937,021)(948,889)(931,754)(b)68,17429,70367,17329,703

6,0041,02313,040¨C

1,096,902865,652967,711695,429

(a)(b)

2023

202311

202211

(1)6,908,0156,378,968

(2)11,357,00011,357,000

0.610.56

202311630202211630(1)

202311

202211

6,986,0156,378,968

(78,000)¨C

6,908,0156,378,968

(2)

202311

202211

11,357,00011,357,000

¨C¨C

11,357,00011,357,000

(1)

2023

2022

2023

2022

7,120,5086,496,288 6,377,8365,694,4891,845,1803,619,523 1,573,3123,407,091365,193379,077327,772345,77036,84524,43635,98624,1986,4247,4864,8655,802(3,283)(6,222)(3,310)(6,222)(429,830)(8,400) (557,845)(10,758)(41,225)(53,692) (41,225)(53,692)(863,030)(1,137,252) (1,015,728)(1,141,793)(8,567,213)(8,791,685) (8,252,042)(8,766,545)1,936,7762,687,603 1,936,7762,668,909(393,855)(937,564) (262,247)(895,735)(88,239,003)(32,718,371)(75,626,595)(25,619,607)107,267,56694,930,28696,009,72082,477,515

20,041,05364,491,51320,507,27558,129,422

(2)

2023

20221231

2023

20221231

27,416,81731,518,34226,070,69629,552,686

(31,518,342)(35,785,425)(29,552,686)(35,296,043)

(4,101,525)(4,267,083)(3,481,990)(5,743,357)

2023

(3)

2023

20221231

2023

20221231

2,928,8173,093,4792,911,8873,080,0415,608,8922,671,4835,551,3772,626,680

8,731,81410,037,9397,714,4217,969,3247,803,9947,450,0007,750,0007,650,000

2,343,3008,265,4412,143,0118,226,641

27,416,81731,518,34226,070,69629,552,686

(1)

202363020221231

145,983,800128,869,527125,605,969108,569,42123,157,20823,176,74324,528,43124,469,606

169,141,008152,046,270150,134,400133,039,027

202363020221231

134,654,058117,539,786114,302,46297,265,91423,157,20823,176,74324,528,43124,469,606

157,811,266140,716,529138,830,893121,735,520

(2)

2023630

2.09202212312.072023

63020221231

2023116302022116300.06

2023630154.3020221231

139.60

2023

(1)

2023

20221231

2023

20221231

2023

20221231

58.5%58.5%58.5%58.5%200,000200,000201081%81%81%81%100,000100,000201090%90%90%90%200,000200,0002010100%100%100%100%100,000100,000201281%81%81%81%100,000100,0002013

82.26%82.26%82.26%82.26%62,00062,0002013

59%59%59%59%100,000100,000201393%93%93%93%100,000100,000201385%85%85%85%200,000200,000201390%90%90%90%100,000100,000201380%80%80%80%2,500,0002,500,000201451%51%51%51%200,000200,000201590%90%90%90%200,000200,0002016100%100%100%100%2,000,0002,000,0002020

(2)

2023630

209.7220221231

213.80

2023

20221231

437,584454,685

(1)

30.00%30.00%1,500,0002020

2023

(2)

2023

20221231

437,584454,685

202311

202211

(57,003)(27,959)

¨C¨C

(57,003)(27,959)

(1)

¡°¡±

20236301,133.75202212311,303.35

2023630

0.9120226303.61

2023116302022

(1)

2023116302022(2)

2023630

¨C52,920,0441,542,93754,462,98130,628,097¨C¨C30,628,0977,257,3481,234,259¨C8,491,607

395,230¨C¨C395,230

38,280,67554,154,3031,542,93793,977,915

20221231

¨C63,773,961863,92064,637,88128,933,676¨C¨C28,933,6768,317,2482,375,750¨C10,692,998262,014¨C¨C262,014

37,512,93866,149,711863,920104,526,569

2023

2023112023630

6,577,938309,2775,156,356¨C12,043,571(2,271,890)5,580,982(3,309,092)¨C¨C

4,306,0485,890,2591,847,264¨C12,043,571

246,858628,217338,243¨C1,213,318(23,279)(173,845)(23,876)¨C(221,000)

223,579454,372314,367¨C992,318

¨C¨C1,087,221(14,701)1,072,52063,913136,79341,836¨C242,542

¨C¨C429,830¨C429,830

¨C¨C41,225¨C41,22533,9887832345,20240,2078651,852566¨C3,283

4,628,3936,484,0593,762,543(9,499)14,865,496

(44,305)(43,685)(58,837)¨C(146,827)(1,271,375)(2,274,502)(1,092,775)¨C(4,638,652)(417,992)(1,096,482)(330,706)¨C(1,845,180)(21,040)¨C¨C¨C(21,040)

(1,754,712)(3,414,669)(1,482,318)¨C(6,651,699)

2,873,6813,069,3902,280,225(9,499)8,213,797

1,7623,7711,152¨C6,685

(810)(1,733)(529)¨C(3,072)

2,874,6333,071,4282,280,848(9,499)8,217,410

¨C¨C¨C(1,096,902)(1,096,902)

2,874,6333,071,4282,280,848(1,106,401)7,120,508

128,784186,85492,824¨C408,462

137,557238,556118,507¨C494,620

2023

2023630

334,244,256284,470,231802,665,97816,970,5041,438,350,969

168,622,227744,682,232403,232,0792,081,2911,318,617,829

17,232,37026,381,330¨C¨C43,613,700

2022112022630

6,430,8741,158,8405,201,129¨C12,790,843(1,923,515)4,953,625(3,030,110)¨C¨C

4,507,3596,112,4652,171,019¨C12,790,843

319,375470,270419,868¨C1,209,513(30,925)(120,572)(19,117)¨C(170,614)

288,450349,698400,751¨C1,038,899

¨C¨C1,306,286(27,959)1,278,32740,12853,97623,805¨C117,909

¨C¨C8,400¨C8,400

¨C¨C53,692¨C53,69228,1236852886,11035,2062,1182,8481,256¨C6,222

4,866,1786,519,6723,965,497(21,849)15,329,498

(41,497)(43,698)(59,129)¨C(144,324)(1,360,845)(1,745,532)(1,049,139)¨C(4,155,516)(2,671,558)(1,351,820)403,855¨C(3,619,523)

(16,646)¨C¨C¨C(16,646)

(4,090,546)(3,141,050)(704,413)¨C(7,936,009)

775,6323,378,6223,261,084(21,849)7,393,4893,4824,6832,065¨C10,230

(14,218)(19,125)(8,436)¨C(41,779)

764,8963,364,1803,254,713(21,849)7,361,940¨C¨C¨C(865,652)(865,652)

764,8963,364,1803,254,713(887,501)6,496,288

146,380163,293101,326¨C410,999

69,37187,46454,176¨C211,011

2023

2022630

298,979,219264,115,090736,519,84316,201,2131,315,815,365

168,881,468661,730,547371,702,2992,292,6381,204,606,952

14,099,28026,128,796¨C¨C40,228,076

2023

20221231

26,381,33025,118,06413,058,5749,490,259

2,675,9002,990,6361,497,896339,228

43,613,70037,938,187

2023

20221231

504,631585,580

2023

20221231

6,147,0915,393,896

202363020221231

2023630

38.372022123139.53

2023

2023630

19.012022630

16.85

¡°¡±

(1)

2023

(1)

3090

(1)

D

(PD)(EAD)(LGD)

2023

(1)

(1)

202363020246(GDP)

4.4%-6.6%

2023630

202363010%10%

6.8410%

10%14.72

2022123110%10%

7.1610%

10%14.34

2023

(2)

2023

20221231

54,038,63449,800,5499,805,21112,028,44991,067,63682,638,207108,27516,3142,536,9228,457,236645,177,749605,085,448103,788,52865,835,694376,325,700401,141,674132,516,695105,372,759

1,394,517908,051

1,416,759,8671,331,284,381

43,302,81337,746,449

1,460,062,6801,369,030,830

¡°¡±¡°¡±¡°¡±¡°¡±

¡°¡±

¡°¡±¡°¡±

¡°¡±

(2)

2023630

513,085,6901,453,369¨C514,539,059

82,143,49312,585,164¨C94,728,657

¨C3,473,322¨C3,473,322¨C¨C8,748,6948,748,694

595,229,18317,511,8558,748,694621,489,732(15,722,346)(5,904,849)(6,931,083)(28,558,278)

579,506,83711,607,0061,817,611592,931,454

20221231

480,491,197960,762¨C481,451,959

74,847,84510,837,640¨C85,685,485

¨C4,977,263¨C4,977,263¨C¨C9,342,1079,342,107

555,339,04216,775,6659,342,107581,456,814(14,175,856)(6,246,569)(7,169,211)(27,591,636)

541,163,18610,529,0962,172,896553,865,178

2023

(3)

2023630

2023630

54,038,634¨C¨C54,038,634¨C¨C¨C¨C9,811,077¨C¨C9,811,077(5,866)¨C¨C(5,866)91,109,564¨C¨C91,109,564(41,928)¨C¨C(41,928)2,538,758¨C¨C2,538,758(1,836)¨C¨C(1,836)595,229,18317,511,8558,748,694621,489,732(15,722,346)(5,904,849)(6,931,083)(28,558,278)374,750,847798,1893,373,168378,922,204(450,564)(7,031)(2,138,909)(2,596,504)1,384,09836,914189,8671,610,879(38,643)(11,371)(166,348)(216,362)

1,128,862,16118,346,95812,311,7291,159,520,848(16,261,183)(5,923,251)(9,236,340)(31,420,774)

52,245,295¨C1,00052,246,295(13,485)¨C(1,000)(14,485)132,516,695¨C¨C132,516,695(22,685)¨C¨C(22,685)

184,761,990¨C1,000184,762,990(36,170)¨C(1,000)(37,170)

43,396,089121,66495,94743,613,700(267,031)(26,247)(17,609)(310,887)

(3)

20221231

20221231

49,800,549¨C¨C49,800,549¨C¨C¨C¨C12,038,153¨C¨C12,038,153(9,704)¨C¨C(9,704)82,253,986¨C¨C82,253,986(28,126)¨C¨C(28,126)8,464,706¨C¨C8,464,706(7,470)¨C¨C(7,470)555,339,04216,775,6659,342,107581,456,814(14,175,856)(6,246,569)(7,169,211)(27,591,636)399,339,551744,2613,373,168403,456,980(686,334)(6,669)(1,622,303)(2,315,306)948,432¨C72,0541,020,486(53,956)¨C(58,479)(112,435)

1,108,184,41917,519,92612,787,3291,138,491,674(14,961,446)(6,253,238)(8,849,993)(30,064,677)

412,347¨C¨C412,347(100)¨C¨C(100)51,219,270¨C1,00051,220,270(12,532)¨C(1,000)(13,532)105,372,759¨C¨C105,372,759(11,160)¨C¨C(11,160)

157,004,376¨C1,000157,005,376(23,792)¨C(1,000)(24,792)

37,751,494137,86448,82937,938,187(152,252)(29,549)(9,937)(191,738)

2023

(4)

(a)

6 (3)(b)

2023630

AAA7,106,205128,103,30024,892,540160,102,045AA639,56210,396,224420,83911,456,625

686,745128,341,99712,758,519141,787,2611,321,33456,210,59573,345,656130,877,5851,668,16128,031,4636,726,44336,426,067

¨C3,802,940¨C3,802,94031,779,460¨C¨C31,779,46052,921,85312,856,89914,372,69880,151,450

7,257,3483,373,168¨C10,630,516

395,230¨C¨C395,230

12,6307,805,618¨C7,818,248

103,788,528378,922,204132,516,695615,227,427

(4)

(b)

20221231

AAA23,231,494106,283,37218,446,870147,961,736AA1,486,52239,486,5801,859,84642,832,948

727,612175,704,31612,128,610188,560,5381,592,04162,243,67272,155,976135,991,689

¨C814,940331,9811,146,921¨C1,090,706329,5241,420,23030,206,133¨C¨C30,206,133

¨C¨C119,952119,9528,317,2484,022,227¨C12,339,475

262,014¨C¨C262,01412,63013,811,167¨C13,823,797

65,835,694403,456,980105,372,759574,665,433

(5)

2023630

2.51202212312.1390

0.10202212310.14

2023

(6)

2023

20221231

5,444,6295,002,2503,305,0654,181,480

8,749,6949,183,730

2009

(1)

(1)

(a)

2023630

331155

3,029,40253,938,049¨C¨C¨C56,967,451

13,3249,353,001429,8958,991¨C9,805,211797,91834,659,53555,610,183¨C¨C91,067,636108,275¨C¨C¨C¨C108,275

1,9202,535,002¨C¨C¨C2,536,922i2,067,193109,739,759428,388,76087,192,51517,789,522645,177,749ii48,789,32889,280,06086,537,555186,559,054202,976,910614,142,907

1,394,517¨C¨C¨C¨C1,394,517

56,201,877299,505,406570,966,393273,760,560220,766,4321,421,200,668

648,42016,137,02076,961,597¨C¨C93,747,037276,96738,394,35110,300,000¨C¨C48,971,318457,83617,951,39934,081,4111,600,000¨C54,090,6465,666,003¨C¨C¨C¨C5,666,003A28,589¨C¨C¨C¨C28,589

123,97650,671,9713,195,927¨C¨C53,991,87414,307,629343,639,919340,435,288204,099,229¨C902,482,065251,56368,065,10962,993,6488,997,0824,999,095145,306,497¨C11,65940,92586,32028,970167,8746,872,872¨C¨C¨C32,8986,905,770

28,633,855534,871,428528,008,796214,782,6315,060,9631,311,357,673

27,568,022(235,366,022)42,957,59758,977,929215,705,469109,842,995

2023

(1)

(a)

20221231

331155

3,246,19249,647,836¨C¨C¨C52,894,028

15,25011,229,389783,810¨C¨C12,028,449816,17535,337,97646,484,056¨C¨C82,638,20716,314¨C¨C¨C¨C16,3147,8358,449,401¨C¨C¨C8,457,236i1,939,600303,355,100192,466,80189,727,65217,596,295605,085,448ii46,757,79786,988,26266,132,386151,691,075221,413,204572,982,724

908,051¨C¨C¨C¨C908,051

53,707,214495,007,964305,867,053241,418,727239,009,4991,335,010,457

413,47413,108,58372,871,310¨C¨C86,393,367218,84414,525,62337,100,000¨C¨C51,844,467406,63811,392,33928,285,7151,600,000¨C41,684,6923,175,482¨C¨C¨C70,4973,245,979

12,450¨C¨C¨C¨C12,450190,32434,392,8487,882,450¨C¨C42,465,62214,904,819458,683,625152,518,494198,839,816¨C824,946,754514,96956,353,32799,204,6299,997,3294,998,922171,069,176

¨C13,47835,60767,43418,866135,3857,751,196¨C¨C¨C32,8987,784,094

27,588,196588,469,823397,898,205210,504,5795,121,1831,229,581,986

26,119,018(93,461,859)(92,031,152)30,914,148233,888,316105,428,471

(i) 3202363031.28

2022123127.41

(ii)

(1)

(b)

2023

20221231

100(189,144)492,611100189,046(597,941)

2023

20221231

100(4,134,921)(3,346,570)1004,476,5463,633,982

2023

(1)

(b)

(2)

(2)

(a)

2023630

56,894,96472,42364¨C56,967,451

9,460,911285,91316,11042,2779,805,21191,067,636¨C¨C¨C91,067,63631,23566,5059,655880108,2752,536,922¨C¨C¨C2,536,922644,414,416763,333¨C¨C645,177,749i613,996,660146,247¨C¨C614,142,907

1,394,517¨C¨C¨C1,394,517

1,419,797,2611,334,42125,82943,1571,421,200,668

93,747,037¨C¨C¨C93,747,03748,971,318¨C¨C¨C48,971,31852,706,2401,384,406¨C¨C54,090,646

5,666,003¨C¨C¨C5,666,0032,50525,170914¨C28,58953,991,874¨C¨C¨C53,991,874902,179,672272,3987429,921902,482,065145,306,497¨C¨C¨C145,306,497167,874¨C¨C¨C167,874

6,857,25946,620¨C1,8916,905,770

1,309,596,2791,728,59498831,8121,311,357,673

110,200,982(394,173)24,84111,345109,842,995

43,121,204471,963¨C20,53343,613,700

2023

(2)

(a)

20221231

52,786,974106,96391¨C52,894,02811,411,241377,659182,65656,89312,028,44982,638,207¨C¨C¨C82,638,2076,4129,902¨C¨C16,3148,457,236¨C¨C¨C8,457,236604,440,925644,523¨C¨C605,085,448i572,841,073141,651¨C¨C572,982,724

908,051¨C¨C¨C908,051

1,333,490,1191,280,698182,74756,8931,335,010,457

86,393,367¨C¨C¨C86,393,36751,844,467¨C¨C¨C51,844,46741,580,184104,508¨C¨C41,684,692

3,245,979¨C¨C¨C3,245,9799,6262,824¨C¨C12,45042,465,622¨C¨C¨C42,465,622824,466,731444,61612335,284824,946,754171,069,176¨C¨C¨C171,069,176

135,385¨C¨C¨C135,3857,740,04544,049¨C¨C7,784,094

1,228,950,582595,99712335,2841,229,581,986

104,539,537684,701182,62421,609105,428,471

37,362,077561,897¨C14,21337,938,187

(i)

(2)

(b)

5%5%

2023

20221231

5%14,781(25,676)5%(14,781)25,676

2023

(1)

2023630

11331155

48,407,8728,537,709¨C21,870¨C¨C¨C56,967,451

¨C8,338,160393,680630,901433,3459,125¨C9,805,211¨C¨C11,053,64023,966,00556,047,991¨C¨C91,067,636¨C¨C66,9812,61727,87210,805¨C108,275¨C¨C2,342,497194,425¨C¨C¨C2,536,9223,127,674¨C37,730,01943,989,365183,457,001195,859,959181,013,731645,177,749a2,758,87238,686,69816,897,95423,367,98286,991,351192,465,891252,974,159614,142,907

24,7341,369,783¨C¨C¨C¨C¨C1,394,517

54,319,15256,932,35068,484,77192,173,165326,957,560388,345,780433,987,8901,421,200,668

¨C¨C5,368,99310,886,90277,491,142¨C¨C93,747,037¨C944,77416,480,13021,168,32910,378,085¨C¨C48,971,318¨C¨C7,734,09410,364,93134,376,2141,615,407¨C54,090,6465,666,003¨C¨C¨C¨C¨C¨C5,666,003

¨C¨C9,3772,42216,790¨C¨C28,589¨C¨C42,739,9968,052,3523,199,526¨C¨C53,991,874¨C254,009,72439,379,43949,589,069343,597,935215,905,898¨C902,482,065¨C¨C12,811,99455,253,11463,046,2079,185,3745,009,808145,306,497¨C¨C2,7268,93340,92586,32028,970167,874¨C2,634,587164,99841,800696,9183,258,531108,9366,905,770

5,666,003257,589,085124,691,747155,367,852532,843,742230,051,5305,147,7141,311,357,673

48,653,149(200,656,735)(56,206,976)(63,194,687)(205,886,182)158,294,250428,840,176109,842,995

(1)

20221231

11331155

47,129,0665,764,962¨C¨C¨C¨C¨C52,894,028¨C8,783,0711,455,3981,002,048787,932¨C¨C12,028,449¨C¨C9,366,16626,385,19046,886,851¨C¨C82,638,207¨C¨C17772813,9361,473¨C16,314¨C¨C8,457,236¨C¨C¨C¨C8,457,2362,741,401¨C27,917,43034,531,318182,370,165180,517,509177,007,625605,085,448a2,396,09238,040,0557,852,27720,291,87266,785,917156,872,988280,743,523572,982,724

13,576894,475¨C¨C¨C¨C¨C908,051

52,280,13553,482,56355,048,68482,211,156296,844,801337,391,970457,751,1481,335,010,457

¨C¨C5,477,2148,044,84372,871,310¨C¨C86,393,367¨C675,8508,488,9665,422,82637,256,825¨C¨C51,844,467¨C¨C1,671,6329,831,50728,565,9501,615,603¨C41,684,6923,175,482¨C¨C¨C¨C¨C70,4973,245,979¨C¨C17771811,555¨C¨C12,450¨C¨C25,381,3849,164,5407,919,698¨C¨C42,465,622¨C274,302,22564,511,907120,184,922155,342,177210,605,523¨C824,946,754¨C¨C6,248,35150,351,19999,473,3769,997,3294,998,921171,069,176¨C¨C6,3217,15735,60767,43418,866135,385¨C3,566,617240,019358,862525,2823,004,65888,6567,784,094

3,175,482278,544,692112,025,971203,366,574402,001,780225,290,5475,176,9401,229,581,986

49,104,653(225,062,129)(56,977,287)(121,155,418)(105,156,979)112,101,423452,574,208105,428,471

(a)

2023

(2)

2023630

11331155

48,407,8728,537,709¨C21,870¨C¨C¨C56,967,451

¨C8,338,160393,819633,282438,8189,951¨C9,814,030¨C¨C11,065,05424,072,11056,988,827¨C¨C92,125,991¨C¨C2,342,976194,425¨C¨C¨C2,537,4013,748,482¨C38,216,12545,443,507194,971,125232,124,445334,390,394848,894,078a2,758,87238,686,69818,374,44626,263,281100,007,375240,015,956289,277,621715,384,249

24,7341,369,783¨C¨C¨C¨C¨C1,394,517

54,939,96056,932,35070,392,42096,628,475352,406,145472,150,352623,668,0151,727,117,717

¨C¨C5,554,68511,054,46578,261,831¨C¨C94,870,981¨C944,77416,497,94821,239,04410,494,688¨C¨C49,176,454¨C¨C7,744,67810,416,50934,845,7681,679,387¨C54,686,3425,666,003¨C¨C¨C¨C¨C¨C5,666,003

¨C¨C42,749,7668,073,2553,218,147¨C¨C54,041,168¨C254,009,72439,415,43949,831,349348,918,939228,663,507¨C920,838,958¨C¨C12,830,00055,530,00063,686,04710,744,2775,470,438148,260,762¨C¨C3,1849,81544,27393,94132,338183,551¨C2,634,587164,99841,800696,9183,258,531108,9366,905,770

5,666,003257,589,085124,960,698156,196,237540,166,611244,439,6435,611,7121,334,629,989

49,273,957(200,656,735)(54,568,278)(59,567,762)(187,760,466)227,710,709618,056,303392,487,728

¨C¨C1,341,17262,9231,257,59412,284¨C2,673,973¨C¨C(1,283,567)(62,727)(1,241,612)¨C¨C(2,587,906)¨C¨C(359)(736)(1,212)¨C¨C(2,307)

¨C¨C57,246(540)14,77012,284¨C83,760

862,59126,381,3302,763,4576,083,9476,433,3941,070,98118,00043,613,700

(2)

20221231

11331155

47,129,0665,764,962¨C¨C¨C¨C¨C52,894,028¨C8,791,6061,456,2721,007,919795,044¨C¨C12,050,841¨C¨C9,377,43326,510,75447,556,680¨C¨C83,444,867¨C¨C8,430,233¨C¨C¨C¨C8,430,2333,375,542¨C28,285,02435,521,763194,039,085214,861,508336,525,943812,608,865a2,396,09238,040,0559,328,04623,242,89679,450,227205,324,367321,433,067679,214,750

13,576948,431¨C¨C¨C¨C¨C962,007

52,914,27653,545,05456,877,00886,283,332321,841,036420,185,875657,959,0101,649,605,591

¨C¨C5,645,1458,407,40473,646,138¨C¨C87,698,687¨C675,8508,493,9815,445,35537,635,658¨C¨C52,250,844¨C¨C1,673,9719,882,93429,062,8831,706,707¨C42,326,4953,175,482¨C1693431,5428,21579,6793,265,430¨C¨C25,385,4869,186,4677,976,058¨C¨C42,548,011¨C274,302,22564,578,277120,632,845157,295,519222,367,558¨C839,176,424¨C¨C6,251,88450,524,089100,756,50811,623,9145,459,551174,615,946¨C¨C6,7037,88238,34273,34221,938148,207¨C3,566,617240,019358,862525,2823,004,65888,6567,784,094

3,175,482278,544,692112,275,635204,446,181406,937,930238,784,3945,649,8241,249,814,138

49,738,794(224,999,638)(55,398,627)(118,162,849)(85,096,894)181,401,481652,309,186399,791,453

¨C¨C¨C15,929778,7679,440¨C804,136¨C¨C¨C(15,919)(776,386)¨C¨C(792,305)¨C¨C(177)(386)(1,149)¨C45(1,667)

¨C¨C(177)(376)1,2329,4404510,164

1,003,29325,118,0641,360,4582,954,6617,424,52659,17818,00737,938,187

(a)

2023

(1)

2023630

2023630

¨C94,53013,745108,275¨C¨C52,246,29552,246,295¨C11,422,007¨C11,422,0078,315,60823,463,852¨C31,779,460

¨C¨C7,257,3487,257,348¨C52,921,853¨C52,921,853¨C395,230¨C395,230358,123¨C12,630370,753

¨C118,143,997¨C118,143,997¨C14,372,698¨C14,372,698565,138¨C588,7231,153,861

9,238,869220,814,16760,118,741290,171,777

¨C(28,589)¨C(28,589)¨C(5,666,003)¨C(5,666,003)

¨C(5,694,592)¨C(5,694,592)

(1)

20221231

¨C14,8411,47316,314¨C¨C51,220,27051,220,270¨C10,990,099¨C10,990,0993,342,68226,863,451¨C30,206,133

¨C¨C8,317,2488,317,248¨C16,047,570¨C16,047,570¨C262,014¨C262,014¨C¨C12,63012,630¨C103,061,083¨C103,061,083¨C2,311,676¨C2,311,676624,597¨C8,000632,597

3,967,279159,550,73459,559,621223,077,634

¨C(12,450)¨C(12,450)¨C(3,245,979)¨C(3,245,979)

¨C(3,258,429)¨C(3,258,429)

(2)

2023

(3)

(4)

(5)

202311630

1,473(2,333)¨C14,605¨C13,745(2,333)51,220,270435,15931,78949,500,202(48,941,125)52,246,295¨C

8,317,24835,649¨C6,250,875(7,346,424)7,257,34833,685

12,630¨C¨C¨C¨C12,630¨C

8,000¨C¨C580,723¨C588,723¨C

59,559,621468,47531,78956,346,405(56,287,549)60,118,74131,352

2022

4,720(7,967)¨C4,720¨C1,473(7,967)26,326,500821,521(65,588)89,095,758(64,957,921)51,220,270¨C

10,119,419(766,806)¨C7,346,424(8,381,789)8,317,248(803,864)826,8384,589¨C¨C(831,427)¨C¨C

12,630¨C¨C¨C¨C12,630¨C

8,000¨C¨C¨C¨C8,000¨C

37,298,10751,337(65,588)96,446,902(74,171,137)59,559,621(811,831)

2023

2023630

377,986,4029,111,542387,097,944376,325,700

145,543,554¨C145,543,554145,306,497

20221231

392,569,41015,677,450408,246,860401,141,674

171,136,659¨C171,136,659171,069,176

(1)

(2)

(1)

2023

20221231

¡°¡±8.70%8.70%

¡°¡±7.02%7.02%

¡°¡±(a)5.19%5.19%

1.33%1.33%

¡°¡±(a)1.20%1.20%

(b)1.04%1.66%

2023

(1)

(a) 5.75.02%202212

224.33

¡°¡±

3.81%1.371.20%

5.89

5.19%

10.229.00%

(b) 202241

202311630

108,94656,93763,4515,85510,9031,467247,5590.98%(40,537)(13,564)(22,728)(7,304)(74,581)(4,485)(163,199)1.24%

6,7254588221447,3570.61%5,097992¨C¨C1,924¨C8,0130.75%6,236220¨C¨C(3,233)¨C3,2230.75%9,3701,47011,697¨C(53,454)¨C(30,917)(4.09%)2023630

¨C12¨C¨C378,356¨C378,3683.86%113¨C120¨C10,684¨C10,91710.08%7,050,9082,336,8632,632,461227,189¨C95,79412,343,2151.83%¨C772,473461,124¨C383,930¨C1,617,5270.43%¨C50,806418,164¨C¨C¨C468,9700.35%65,589¨C¨C¨C404,977¨C470,56640.78%(114,362)(2)¨C¨C¨C¨C(114,364)0.23%¨C (1,211,555)¨C¨C¨C¨C (1,211,555)2.24%

(113)¨C(120)¨C¨C¨C(233)0.81%(2,921,598)(418,745)(2,521,235)(934,850)(665,702)(117,342)(7,579,472)0.84%

¨C¨C¨C¨C(10,300,000)¨C(10,300,000)7.09%2023630

¨C¨C¨C¨C¨C402,037402,0371.52%

¨C400,000¨C¨C¨C¨C400,00026.70%

¨C¨C¨C47,000¨C¨C47,0001.22%8,813,648¨C204,193192,950¨C¨C9,210,7911.37%2,620,000¨C¨C26,820¨C¨C2,646,8200.43%9,679¨C¨C¨C¨C175,982185,6610.16%

2023

202211630

87,92663,52017,66940,3158,5811,790219,8010.85%(28,585)(6,482)(6,486)(2,170)(90,188)(3,271)(137,182)1.04%6,70233767447,0960.59%1,577 ¨C ¨C¨C¨C¨C1,5770.12%

23¨C ¨C¨C¨C¨C230.27%(60,029) ¨C ¨C¨C¨C¨C(60,029) 14.55%20221231

¨C ¨C¨C¨C939,569 ¨C939,5697.80%

¨C ¨C¨C¨C348¨C3482.13%6,104,0832,338,2071,437,029606,3705,00866,76410,557,4611.67%708,936¨C ¨C¨C¨C¨C708,9361.08%

¨C651,482¨C¨C541,747¨C1,193,2290.30%

¨C¨C400,265¨C301,812¨C702,0770.67%56,219¨C¨C¨C552,504¨C608,72396.23%(56,566)¨C ¨C¨C¨C¨C(56,566)0.11%(2,512,509)(658,162)(1,125,118)(714,109)(690,243)(100,061)(5,800,202)0.70%

¨C¨C¨C¨C(2,800,000)¨C(2,800,000) 1.64%

20221231

¨C¨C¨C¨C¨C303,420303,4201.21%

¨C¨C¨C47,000¨C¨C47,0001.19%16,341,109¨C¨C235,035¨C¨C16,576,1442.62%3,154,000¨C¨C89,400¨C¨C3,243,4000.57%

5,000¨C¨C¨C¨C196,975201,9750.15%

202311

202211

1,9431,876

202363020236302023630

202311

202211

86,07781,365

(975)(693)

2023

20221231

1,184,1301,221,1304,336,9726,251,133(1,182,572)(1,219,739)

2023

202311630202211630

202363059.192022123160.00

2023630

3.07

20221231

1.70

????

2018

8.50%9.50%

11.50%7.50%

8.50%10.50%202363020221231

202363020221231

202363020221231

112,641,367107,950,804

118,773,729114,065,758

133,976,414128,708,303

2023

1(2008)

202311

202211

6,908,0156,378,968(3,327)(8,257)442,035(243,919)(119,268)(3,348)(2,883)

(471)(468)

¨C40,000500¨C1,083(3,741)62,48423,145

331529

6,721,3926,310,060

(2008)

202311

202211

6.25%6.16%

6.08%6.10%

202311

202211

0.610.56

0.590.56

2023

20221231

112,641,367107,950,804

118,773,729114,065,758

133,976,414128,708,303

805,494,230762,042,642

15,075,1487,126,87155,011,69155,011,691

875,581,069824,181,204

12.86%13.10%

13.57%13.84%

15.30%15.62%

ª´ª²ª´ªµ

¡°¡±¡°¡±

2023

20221231

119,733,140115,016,152440,129440,129

120,173,269115,456,281

2008627

¡°¡±20091120101216H

:

601077.SH | 03618.HK

2023


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