财务分析☆ ◇601169 北京银行 更新日期：2025-05-24◇ 通达信沪深京F10
★本栏包括【1.主要财务指标】【2.偿债能力指标】【3.营运能力指标】【4.盈利能力指标】
【5.成长能力指标】【6.银行专项指标】【7.贷款五级分类】【8.指标变动说明】
【9.资产负债表摘要】【10.利润表摘要】【11.现金流量表摘要】【12.环比分析】
【1.主要财务指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│
│归母净利(未调整:万) │ 767200.00│ 2583100.00│ 2562400.00│ 2476000.00│ 2222600.00│ 2148400.00│
│归母净利(调整后:万) │ ---│ ---│ 2562400.00│ 2476000.00│ 2222600.00│ 2148400.00│
│净利润增长率(%) │ -2.44│ 0.81│ 3.49│ 11.40│ 3.45│ 0.20│
│扣非净利润(万) │ 767500.00│ 2590900.00│ 2541100.00│ 2474400.00│ 2233800.00│ 2156600.00│
│营业总收(未调整:万) │ 1712700.00│ 6991700.00│ 6671100.00│ 6627600.00│ 6627500.00│ 6429900.00│
│营业总收(调整后:万) │ ---│ ---│ 6671100.00│ 6627600.00│ 6627500.00│ 6429900.00│
│总营收同比增长率(%) │ -3.18│ 4.81│ 0.66│ 0.00│ 3.07│ 1.85│
│加权净资产收益率(%) │ 2.83│ 8.65│ 9.32│ 9.60│ 10.29│ 10.65│
│资产负债比率(%) │ 91.88│ 91.51│ 91.24│ 90.83│ 90.29│ 92.37│
│净利润现金含量(%) │ -151.34│ 501.52│ 163.82│ 509.05│ -177.99│ 88.33│
│基本每股收益(元) │ 0.3600│ 1.0700│ 1.0600│ 1.0200│ 1.0200│ 0.9800│
│每股收益-扣除(元) │ 0.3630│ 1.0700│ 1.0500│ 1.0200│ 1.0200│ 0.9800│
│每股收益-摊薄(元) │ 0.3629│ 1.2217│ 1.2119│ 1.1711│ 1.0512│ 1.0161│
│每股资本公积金(元) │ 2.0753│ 2.0753│ 2.0720│ 2.0755│ 2.0755│ 2.0756│
│每股未分配利润(元) │ 5.8573│ 5.4934│ 5.2363│ 4.8316│ 4.3940│ 3.8923│
│每股净资产(元) │ 12.9400│ 12.7342│ 11.7800│ 10.9100│ 10.2700│ 9.5246│
│每股经营现金流量(元)│ -0.5492│ 6.1300│ 1.9900│ 5.9600│ -1.8700│ 0.9000│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 无保留意见│ 未经审计│ 未经审计│ 未经审计│ 无保留意见│
│归母净利(未调整:万) │ 767200.00│ 2583100.00│ 2061800.00│ 1457900.00│ 786400.00│ 2562400.00│
│归母净利(调整后:万) │ ---│ ---│ ---│ ---│ 786400.00│ 2562400.00│
│净利润增长率(%) │ -2.44│ 0.81│ 1.90│ 2.40│ 4.95│ 3.49│
│扣非净利润(万) │ 767500.00│ 2590900.00│ 2068300.00│ 1460200.00│ 785700.00│ 2541100.00│
│营业总收(未调整:万) │ 1712700.00│ 6991700.00│ 5175900.00│ 3554400.00│ 1769000.00│ 6671100.00│
│营业总收(调整后:万) │ ---│ ---│ ---│ ---│ 1769000.00│ 6671100.00│
│总营收同比增长率(%) │ -3.18│ 4.81│ 4.06│ 6.37│ 7.85│ 0.66│
│加权净资产收益率(%) │ 2.83│ 8.65│ 7.81│ 5.49│ 3.10│ 9.32│
│资产负债比率(%) │ 91.88│ 91.51│ 91.18│ 91.41│ 91.33│ 91.24│
│净利润现金含量(%) │ -151.34│ 501.52│ 355.31│ -163.40│ -153.84│ 163.82│
│基本每股收益(元) │ 0.3600│ 1.0700│ 0.9500│ 0.6600│ 0.3700│ 1.0600│
│每股收益-扣除(元) │ 0.3630│ 1.0700│ 0.9782│ 0.6600│ 0.3716│ 1.0500│
│每股收益-摊薄(元) │ 0.3629│ 1.2217│ 0.9752│ 0.6895│ 0.3719│ 1.2119│
│每股资本公积金(元) │ 2.0753│ 2.0753│ 2.0721│ 2.0720│ 2.0720│ 2.0720│
│每股未分配利润(元) │ 5.8573│ 5.4934│ 5.8641│ 5.5791│ 5.6077│ 5.2363│
│每股净资产(元) │ 12.9400│ 12.7342│ 12.5800│ 12.2900│ 12.2300│ 11.7800│
│每股经营现金流量(元)│ -0.5492│ 6.1300│ 3.4649│ -1.1300│ -0.5722│ 1.9900│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【2.偿债能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 91.88│ 91.51│ 91.24│ 90.83│ 90.29│ 92.37│
│产权比率 │ 11.36│ 10.82│ 10.46│ 9.98│ 9.36│ 12.22│
│现金流比率%-短期债务│ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 91.88│ 91.51│ 91.18│ 91.41│ 91.33│ 91.24│
│产权比率 │ 11.36│ 10.82│ 10.38│ 10.68│ 10.57│ 10.46│
│现金流比率%-短期债务│ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【3.营运能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 0.90│ 3.69│ 3.62│ 3.64│ 3.60│ 3.54│
│总资产周转率 │ 0.00│ 0.02│ 0.02│ 0.02│ 0.02│ 0.02│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 0.90│ 3.69│ 2.75│ 1.88│ 0.94│ 3.62│
│总资产周转率 │ 0.00│ 0.02│ 0.01│ 0.01│ 0.00│ 0.02│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【4.盈利能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 2.12│ 7.23│ 7.84│ 8.03│ 7.53│ 9.80│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 51.81│ 40.76│ 42.14│ 40.65│ 38.17│ 38.16│
│销售净利率 │ 44.88│ 37.03│ 38.57│ 37.62│ 33.79│ 33.66│
│总资产净利率 │ 0.18│ 0.65│ 0.72│ 0.77│ 0.75│ 0.77│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 2.12│ 7.23│ 5.83│ 4.32│ 2.34│ 7.84│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 51.81│ 40.76│ 44.60│ 46.33│ 50.72│ 42.14│
│销售净利率 │ 44.88│ 37.03│ 39.93│ 41.10│ 44.56│ 38.57│
│总资产净利率 │ 0.18│ 0.65│ 0.53│ 0.38│ 0.21│ 0.72│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【5.成长能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ -3.18│ 4.81│ 0.66│ 0.00│ 3.07│ 1.85│
│营业利润增长率 │ -1.11│ 1.38│ 4.33│ 6.51│ 3.10│ -3.21│
│净利润增长率 │ -2.44│ 0.81│ 3.49│ 11.40│ 3.45│ 0.20│
│净资产增长率 │ 1.22│ 9.22│ 5.98│ 4.55│ 34.59│ 5.84│
│总资产增长率 │ 5.87│ 12.61│ 10.65│ 10.76│ 5.48│ 5.95│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ -3.18│ 4.81│ 4.06│ 6.37│ 7.85│ 0.66│
│营业利润增长率 │ -1.11│ 1.38│ 2.12│ 2.73│ 4.36│ 4.33│
│净利润增长率 │ -2.44│ 0.81│ 1.90│ 2.40│ 4.95│ 3.49│
│净资产增长率 │ 1.22│ 9.22│ 8.20│ 3.30│ 2.89│ 5.98│
│总资产增长率 │ 5.87│ 12.61│ 7.43│ 5.25│ 3.89│ 10.65│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【6.银行专项指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│资本净额(元) │ 3817.71亿│ 3803.68亿│ 3501.98亿│ 3302.83亿│ 3178.28亿│ 2417.35亿│
│核心一级资本净额(元)│ 2635.12亿│ 2605.40亿│ 2411.46亿│ 2243.27亿│ 2141.02亿│ 1982.78亿│
│风险加权资产(元) │ 30482.68亿│ 29114.05亿│ 26195.04亿│ 23521.06亿│ 21723.31亿│ 21038.87亿│
│存款总额(元) │ 26000.00亿│ 24494.25亿│ 20697.91亿│ 19133.58亿│ 16993.37亿│ 16373.91亿│
│贷款总额(元) │ 23400.00亿│ 22099.75亿│ 20155.52亿│ 17973.19亿│ 16732.38亿│ 15677.21亿│
│不良贷款(元) │ ---│ 289.87亿│ 265.71亿│ 257.12亿│ 241.21亿│ 245.51亿│
│存贷比例% │ 88.84│ 89.23│ 96.18│ 92.64│ 97.33│ 95.02│
│资本充足率% │ 12.52│ 13.06│ 13.37│ 14.04│ 14.63│ 11.49│
│核心一级资本充足率% │ 8.64│ 8.95│ 9.21│ 9.54│ 9.86│ 9.42│
│不良贷款率% │ 1.30│ 1.31│ 1.32│ 1.43│ 1.44│ 1.57│
│不良贷款拨备覆盖率% │ 198.08│ 208.75│ 216.78│ 210.04│ 210.22│ 215.95│
│净利差% │ ---│ 1.47│ 1.53│ 1.71│ 1.80│ 1.85│
│净息差% │ ---│ 1.47│ 1.54│ 1.76│ 1.83│ 1.92│
│成本收入比% │ ---│ 29.13│ 28.88│ 26.55│ 24.96│ 22.07│
│非利息收入占营业收入│ ---│ 25.75│ 24.53│ 22.36│ 22.45│ 19.75│
│比% │ │ │ │ │ │ │
│生息资产平均收益率% │ ---│ 3.50│ 3.68│ 3.85│ 4.07│ 4.18│
│计息负债平均成本率% │ ---│ 2.03│ 2.15│ 2.14│ 2.27│ 2.33│
│单一最大客户贷款比例│ ---│ 4.44│ 4.83│ 7.56│ 5.03│ 3.18│
│% │ │ │ │ │ │ │
│最大十家客户贷款比例│ ---│ 21.55│ 25.17│ 25.59│ 20.57│ 21.74│
│% │ │ │ │ │ │ │
│短期资产流动性比例( │ ---│ ---│ ---│ ---│ ---│ ---│
│人民币)% │ │ │ │ │ │ │
│拆入资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
│拆出资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│资本净额(元) │ 3817.71亿│ 3803.68亿│ 3767.98亿│ 3611.48亿│ 3610.99亿│ 3501.98亿│
│核心一级资本净额(元)│ 2635.12亿│ 2605.40亿│ 2571.87亿│ 2519.86亿│ 2508.50亿│ 2411.46亿│
│风险加权资产(元) │ 30482.68亿│ 29114.05亿│ 28217.13亿│ 27537.36亿│ 27531.58亿│ 26195.04亿│
│存款总额(元) │ 26000.00亿│ 24494.25亿│ 23717.43亿│ 23425.69亿│ 21800.00亿│ 20697.91亿│
│贷款总额(元) │ 23400.00亿│ 22099.75亿│ 21704.82亿│ 21678.86亿│ 21200.00亿│ 20155.52亿│
│不良贷款(元) │ ---│ 289.87亿│ ---│ 283.62亿│ ---│ 265.71亿│
│存贷比例% │ 88.84│ 89.23│ 90.21│ 91.56│ 95.87│ 96.18│
│资本充足率% │ 12.52│ 13.06│ 13.35│ 13.11│ 13.12│ 13.37│
│核心一级资本充足率% │ 8.64│ 8.95│ 9.11│ 9.15│ 9.11│ 9.21│
│不良贷款率% │ 1.30│ 1.31│ 1.31│ 1.31│ 1.31│ 1.32│
│不良贷款拨备覆盖率% │ 198.08│ 208.75│ 209.73│ 208.16│ 213.13│ 216.78│
│净利差% │ ---│ 1.47│ ---│ 1.48│ ---│ 1.53│
│净息差% │ ---│ 1.47│ ---│ 1.47│ ---│ 1.54│
│成本收入比% │ ---│ 29.13│ ---│ 25.63│ ---│ 28.88│
│非利息收入占营业收入│ ---│ 25.75│ ---│ 28.16│ ---│ 24.53│
│比% │ │ │ │ │ │ │
│生息资产平均收益率% │ ---│ 3.50│ ---│ 3.58│ ---│ 3.68│
│计息负债平均成本率% │ ---│ 2.03│ ---│ 2.09│ ---│ 2.15│
│单一最大客户贷款比例│ ---│ 4.44│ ---│ 4.68│ ---│ 4.83│
│% │ │ │ │ │ │ │
│最大十家客户贷款比例│ ---│ 21.55│ ---│ 24.50│ ---│ 25.17│
│% │ │ │ │ │ │ │
│短期资产流动性比例( │ ---│ ---│ ---│ ---│ ---│ ---│
│人民币)% │ │ │ │ │ │ │
│拆入资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
│拆出资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【7.贷款五级分类】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│ 2019-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类(元) │ 21413.52亿│ 19531.34亿│ 17426.37亿│ 16243.93亿│ 15253.07亿│ 14080.36亿│
│关注类(元) │ 396.36亿│ 358.47亿│ 289.70亿│ 247.24亿│ 178.63亿│ 180.64亿│
│次级类(元) │ 117.75亿│ 135.19亿│ 126.91亿│ 147.64亿│ 154.96亿│ 131.39亿│
│可疑类(元) │ 106.78亿│ 82.16亿│ 93.58亿│ 58.89亿│ 54.98亿│ 41.52亿│
│损失类(元) │ 65.34亿│ 48.36亿│ 36.63亿│ 34.68亿│ 35.57亿│ 30.07亿│
│贷款合计(元) │ 22099.75亿│ 20155.52亿│ 17973.19亿│ 16732.38亿│ 15677.21亿│ 14463.98亿│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类贷款迁徙率% │ 1.21│ 1.07│ 1.54│ 1.39│ 1.90│ 1.49│
│关注类贷款迁徙率% │ 21.27│ 23.98│ 28.96│ 44.54│ 51.55│ 67.41│
│次级类贷款迁徙率% │ 69.07│ 55.69│ 27.13│ 75.30│ 6.69│ 68.19│
│可疑类贷款迁徙率% │ 58.65│ 66.23│ 25.87│ 26.47│ 79.04│ 95.75│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2024-06-30│ 2023-12-31│ 2023-06-30│ 2022-12-31│ 2022-06-30│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类(元) │ 21413.52亿│ 20990.67亿│ 19531.34亿│ 19216.90亿│ 17426.37亿│ 17128.46亿│
│关注类(元) │ 396.36亿│ 404.57亿│ 358.47亿│ 295.95亿│ 289.70亿│ 349.91亿│
│次级类(元) │ 117.75亿│ 153.81亿│ 135.19亿│ 150.65亿│ 126.91亿│ 178.60亿│
│可疑类(元) │ 106.78亿│ 69.43亿│ 82.16亿│ 74.91亿│ 93.58亿│ 80.14亿│
│损失类(元) │ 65.34亿│ 60.38亿│ 48.36亿│ 38.54亿│ 36.63亿│ 32.55亿│
│贷款合计(元) │ 22099.75亿│ 21678.86亿│ 20155.52亿│ 19776.95亿│ 17973.19亿│ 17769.66亿│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类贷款迁徙率% │ 1.21│ 1.69│ 1.07│ 1.08│ 1.54│ 2.70│
│关注类贷款迁徙率% │ 21.27│ 37.22│ 23.98│ 43.74│ 28.96│ 52.76│
│次级类贷款迁徙率% │ 69.07│ 77.48│ 55.69│ 45.11│ 27.13│ 50.00│
│可疑类贷款迁徙率% │ 58.65│ 93.54│ 66.23│ 63.24│ 25.87│ 34.82│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【8.指标变动说明】
截止日期:2025-03-31
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│经营活动使用│支付其他与经营活│ -1161100.00│ -1209800.00│ 4.03│
│的现金流量净│动有关的现金减少│ │ │ │
│额 │ │ │ │ │
└──────┴────────┴──────┴────────┴──────┘
截止日期:2024-12-31
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│汇兑收益 │外汇业务支出减少│ 21900.00│ 6500.00│ 236.92│
│资产处置收益│2024年无此类收益│ ---│ 43900.00│ -100.00│
│其他业务成本│信用卡业务其他营│ 2500.00│ 3700.00│ -32.43│
│ │业支出减少 │ │ │ │
│贵金属 │贵金属资产规模增│ 95400.00│ 52600.00│ 81.37│
│ │长 │ │ │ │
│其他债权投资│债券投资规模增长│ 37451400.00│ 27391500.00│ 36.73│
│其他权益工具│其他权益资产增长│ 109200.00│ 76700.00│ 42.37│
│投资 │ │ │ │ │
│长期股权投资│长期股权投资增长│ 548700.00│ 368700.00│ 48.82│
│其他资产 │应收清算款项增长│ 4058000.00│ 1879300.00│ 115.93│
│其他负债 │应付清算款项增长│ 6821000.00│ 4588200.00│ 48.66│
└──────┴────────┴──────┴────────┴──────┘
【9.资产负债表摘要】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│现金及存放中央银行款│ 16506900.00│ 16547500.00│ 16552100.00│ 16364500.00│ 16281000.00│ 17190200.00│
│项 │ │ │ │ │ │ │
│存放同业款项 │ 2924800.00│ 1622300.00│ 1338200.00│ 2131000.00│ 732100.00│ 741300.00│
│发放贷款及垫款 │228545500.00│215698200.00│196479100.00│174910700.00│162782100.00│152165600.00│
│拆出资金 │ 21283300.00│ 19767900.00│ 17869700.00│ 16211100.00│ 15718300.00│ 12130400.00│
│贵金属 │ 186800.00│ 95400.00│ 52600.00│ 20100.00│ 62200.00│ 76400.00│
│持有至到期投资 │ ---│ ---│ ---│ ---│ ---│ ---│
│债权投资 │ 67966500.00│ 68768500.00│ 68661100.00│ 67514800.00│ 65477400.00│ 65488500.00│
│其他债权投资 │ 48998400.00│ 37451400.00│ 27391500.00│ 16353900.00│ 14217300.00│ 13159300.00│
│其他权益工具投资 │ 116600.00│ 109200.00│ 76700.00│ 85000.00│ 84600.00│ 91200.00│
│长期股权投资 │ 516000.00│ 548700.00│ 368700.00│ 334700.00│ 311800.00│ 284000.00│
│固定资产 │ 1886000.00│ 1905100.00│ 1881600.00│ 1808600.00│ 1832200.00│ 1850200.00│
│商誉 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产总计 │446942200.00│422154200.00│374867900.00│338795200.00│305895900.00│290001400.00│
│向中央银行借款 │ 13745100.00│ 14830500.00│ 17760500.00│ 12542900.00│ 12757900.00│ 12304400.00│
│同业及其他金融机构存│ 36522100.00│ 38043200.00│ 42854300.00│ 38461200.00│ 36911900.00│ 39585400.00│
│放款项 │ │ │ │ │ │ │
│拆入资金 │ 5690300.00│ 9726800.00│ 10421200.00│ 7390800.00│ 5422500.00│ 4921300.00│
│吸收存款 │263402400.00│248357500.00│210103100.00│194502000.00│172383700.00│165614900.00│
│卖出回购金融资产款 │ 14325100.00│ 12102300.00│ 7840200.00│ 8322200.00│ 4367400.00│ 1785800.00│
│负债合计 │410640000.00│386320200.00│342044700.00│307733500.00│276188100.00│267887100.00│
│实收资本(或股本) │ 2114300.00│ 2114300.00│ 2114300.00│ 2114300.00│ 2114300.00│ 2114300.00│
│资本公积 │ 4387900.00│ 4387900.00│ 4380900.00│ 4388200.00│ 4388200.00│ 4388500.00│
│盈余公积 │ 2956900.00│ 2956900.00│ 2705000.00│ 2455400.00│ 2209500.00│ 1988800.00│
│未分配利润 │ 12384000.00│ 11614600.00│ 11071100.00│ 10215500.00│ 9290200.00│ 8229400.00│
│归属于母公司所有者权│ 36144300.00│ 35707100.00│ 32691500.00│ 30847300.00│ 29505400.00│ 21921900.00│
│益合计 │ │ │ │ │ │ │
│少数股东权益 │ 157900.00│ 126900.00│ 131700.00│ 214400.00│ 202400.00│ 192400.00│
│股东权益合计 │ 36302200.00│ 35834000.00│ 32823200.00│ 31061700.00│ 29707800.00│ 22114300.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│现金及存放中央银行款│ 16506900.00│ 16547500.00│ 16181700.00│ 16612400.00│ 15265000.00│ 16552100.00│
│项 │ │ │ │ │ │ │
│存放同业款项 │ 2924800.00│ 1622300.00│ 2629000.00│ 1587700.00│ 1727600.00│ 1338200.00│
│发放贷款及垫款 │228545500.00│215698200.00│211807400.00│211550500.00│206739500.00│196479100.00│
│拆出资金 │ 21283300.00│ 19767900.00│ 19692200.00│ 19441000.00│ 19626800.00│ 17869700.00│
│贵金属 │ 186800.00│ 95400.00│ 148400.00│ 73700.00│ 10100.00│ 52600.00│
│持有至到期投资 │ ---│ ---│ ---│ ---│ ---│ ---│
│债权投资 │ 67966500.00│ 68768500.00│ 65882700.00│ 65603400.00│ 68083300.00│ 68661100.00│
│其他债权投资 │ 48998400.00│ 37451400.00│ 34318800.00│ 27454700.00│ 27322000.00│ 27391500.00│
│其他权益工具投资 │ 116600.00│ 109200.00│ 96100.00│ 90800.00│ 85900.00│ 76700.00│
│长期股权投资 │ 516000.00│ 548700.00│ 501300.00│ 471500.00│ 447000.00│ 368700.00│
│固定资产 │ 1886000.00│ 1905100.00│ 1883400.00│ 1907300.00│ 1900300.00│ 1881600.00│
│商誉 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产总计 │446942200.00│422154200.00│402732700.00│394565600.00│389466500.00│374867900.00│
│向中央银行借款 │ 13745100.00│ 14830500.00│ 15517500.00│ 17263700.00│ 17775500.
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