财务分析☆ ◇601336 新华保险 更新日期：2026-09-26◇ 通达信沪深京F10
★本栏包括【1.主要财务指标】【2.偿债能力指标】【3.营运能力指标】【4.盈利能力指标】
【5.成长能力指标】【6.保险专项指标】【7.指标变动说明】【8.资产负债表摘要】
【9.利润表摘要】【10.现金流量表摘要】【11.环比分析】
【1.主要财务指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│
│归母净利(未调整:万) │ 2279300.00│ 3628400.00│ 2622900.00│ 871200.00│ 982200.00│ 1494700.00│
│归母净利(调整后:万) │ ---│ ---│ 2622900.00│ 871200.00│ 2150000.00│ 1494700.00│
│净利润增长率(%) │ 54.02│ 38.34│ 201.07│ -59.48│ -34.29│ 4.57│
│扣非净利润(万) │ 2282900.00│ 3397300.00│ 2630100.00│ 874600.00│ 980300.00│ 1487700.00│
│营业总收(未调整:万) │ 8325800.00│ 15774500.00│ 13255500.00│ 7154700.00│ 21431900.00│ 22238000.00│
│营业总收(调整后:万) │ ---│ ---│ 13255500.00│ 7154700.00│ 10804800.00│ 22238000.00│
│总营收同比增长率(%) │ 18.87│ 19.00│ 85.27│ -33.78│ -3.62│ 7.67│
│加权净资产收益率(%) │ 18.87│ 34.69│ 25.88│ 7.94│ 9.29│ 14.22│
│资产负债比率(%) │ 93.69│ 94.13│ 94.31│ 92.51│ 91.80│ 90.38│
│净利润现金含量(%) │ 246.52│ 305.69│ 367.11│ 1050.83│ 910.05│ 494.10│
│基本每股收益(元) │ 7.3100│ 11.6300│ 8.4100│ 2.7900│ 6.8900│ 4.7900│
│每股收益-扣除(元) │ 7.3200│ 10.8900│ 8.4300│ 2.8000│ 3.1400│ 4.7700│
│每股收益-摊薄(元) │ 7.3054│ 11.6295│ 8.4067│ 2.7923│ 3.1481│ 4.7907│
│每股资本公积金(元) │ 7.6532│ 7.6538│ 7.6827│ 7.6856│ 7.6939│ 7.6619│
│每股未分配利润(元) │ 44.7933│ 40.5510│ 34.6718│ 29.5269│ 17.3054│ 16.7728│
│每股净资产(元) │ 39.6100│ 35.7500│ 30.8500│ 33.6800│ 32.9800│ 34.7700│
│每股经营现金流量(元)│ 18.0122│ 35.5500│ 30.8600│ 29.3400│ 28.6532│ 23.6700│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 未经审计│ 无保留意见│ 未经审计│ 未经审计│ 未经审计│
│归母净利(未调整:万) │ 2279300.00│ 650100.00│ 3628400.00│ 3285700.00│ 1479900.00│ 588200.00│
│归母净利(调整后:万) │ ---│ ---│ ---│ ---│ 1479900.00│ 588200.00│
│净利润增长率(%) │ 54.02│ 10.52│ 38.34│ 58.88│ 33.53│ 19.02│
│扣非净利润(万) │ 2282900.00│ 652300.00│ 3397300.00│ 3177000.00│ 1484900.00│ 592300.00│
│营业总收(未调整:万) │ 8325800.00│ 2213300.00│ 15774500.00│ 13725200.00│ 7004100.00│ 3340200.00│
│营业总收(调整后:万) │ ---│ ---│ ---│ ---│ 7004100.00│ 3340200.00│
│总营收同比增长率(%) │ 18.87│ -33.74│ 19.00│ 28.33│ 25.99│ 26.15│
│加权净资产收益率(%) │ 18.87│ 5.53│ 34.69│ 33.10│ 15.93│ 6.68│
│资产负债比率(%) │ 93.69│ 93.33│ 94.13│ 94.52│ 95.31│ 95.44│
│净利润现金含量(%) │ 246.52│ 558.54│ 305.69│ 274.44│ 396.78│ 571.03│
│基本每股收益(元) │ 7.3100│ 2.0800│ 11.6300│ 10.5300│ 4.7400│ 1.8900│
│每股收益-扣除(元) │ 7.3200│ 2.0907│ 10.8900│ 10.1827│ 4.7593│ 1.8987│
│每股收益-摊薄(元) │ 7.3054│ 2.0837│ 11.6295│ 10.5311│ 4.7433│ 1.8853│
│每股资本公积金(元) │ 7.6532│ 7.6542│ 7.6538│ 7.6641│ 7.6635│ 7.6715│
│每股未分配利润(元) │ 44.7933│ 42.7500│ 40.5510│ 42.2827│ 36.4955│ 36.4487│
│每股净资产(元) │ 39.6100│ 39.6016│ 35.7500│ 32.2141│ 26.7300│ 25.5963│
│每股经营现金流量(元)│ 18.0122│ 11.6381│ 35.5500│ 28.9019│ 18.8200│ 10.7669│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【2.偿债能力指标】
┌───────────┬─────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├───────────┼─────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 93.69│ 94.13│ 94.31│ 92.51│ 91.80│ 90.38│
│产权比率 │ 14.84│ 16.03│ 16.58│ 12.36│ 11.20│ 9.39│
│现金流比率(短期债务)% │ ---│ ---│ ---│ ---│ ---│ ---│
└───────────┴─────┴──────┴──────┴──────┴──────┴──────┘
┌───────────┬─────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├───────────┼─────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 93.69│ 93.33│ 94.13│ 94.52│ 95.31│ 95.44│
│产权比率 │ 14.84│ 14.00│ 16.03│ 17.24│ 20.31│ 20.96│
│现金流比率(短期债务)% │ ---│ ---│ ---│ ---│ ---│ ---│
└───────────┴─────┴──────┴──────┴──────┴──────┴──────┘
【3.营运能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 5.47│ 10.22│ 8.38│ 4.49│ 13.74│ 16.50│
│总资产周转率 │ 0.04│ 0.09│ 0.09│ 0.05│ 0.18│ 0.21│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 5.47│ 1.45│ 10.22│ 8.87│ 4.51│ 2.14│
│总资产周转率 │ 0.04│ 0.01│ 0.09│ 0.08│ 0.04│ 0.02│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【4.盈利能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 18.44│ 32.53│ 27.25│ 8.29│ 9.55│ 13.78│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 31.91│ 23.58│ 21.29│ 7.75│ 3.04│ 7.03│
│销售净利率 │ 27.38│ 23.00│ 19.79│ 12.18│ 4.58│ 6.72│
│总资产净利率 │ 1.18│ 2.02│ 1.69│ 0.67│ 0.82│ 1.40│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 18.44│ 5.26│ 32.53│ 32.69│ 17.74│ 7.37│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 31.91│ 30.15│ 23.58│ 26.93│ 23.22│ 18.00│
│销售净利率 │ 27.38│ 29.38│ 23.00│ 23.94│ 21.13│ 17.61│
│总资产净利率 │ 1.18│ 0.35│ 2.02│ 1.86│ 0.85│ 0.34│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【5.成长能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ 18.87│ 19.00│ 85.27│ -33.78│ -3.62│ 7.67│
│营业利润增长率 │ 63.34│ 31.84│ 408.96│ -74.90│ -58.34│ 0.39│
│净利润增长率 │ 54.02│ 38.34│ 201.07│ -59.48│ -34.29│ 4.57│
│净资产增长率 │ 10.79│ 15.90│ -8.40│ 7.24│ -5.17│ 6.72│
│总资产增长率 │ 3.08│ 12.24│ 20.60│ 15.50│ 11.29│ 12.28│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ 18.87│ -33.74│ 19.00│ 28.33│ 25.99│ 26.15│
│营业利润增长率 │ 63.34│ 10.94│ 31.84│ 58.52│ 36.06│ 16.71│
│净利润增长率 │ 54.02│ 10.52│ 38.34│ 58.88│ 33.53│ 19.02│
│净资产增长率 │ 10.79│ 10.77│ 15.90│ 4.43│ -13.33│ -17.03│
│总资产增长率 │ 3.08│ -2.41│ 12.24│ 8.34│ 5.04│ 3.61│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【6.保险专项指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│内含价值(元) │ 3103.84亿│ 2878.40亿│ 2584.48亿│ 2505.10亿│ 2555.82亿│ 2588.24亿│
│经调整后净资产价值( │ 2269.45亿│ 2124.14亿│ 1892.33亿│ 1627.83亿│ 1656.66亿│ 1630.27亿│
│元) │ │ │ │ │ │ │
│有效业务价值_扣除成 │ 1222.00亿│ 1131.97亿│ 1042.23亿│ 1162.57亿│ 1168.63亿│ 1202.79亿│
│本前(元) │ │ │ │ │ │ │
│有效业务价值_扣除成 │ 834.39亿│ 754.27亿│ 692.15亿│ 877.27亿│ 899.16亿│ 957.97亿│
│本后(元) │ │ │ │ │ │ │
│一年新业务价值_扣除 │ 72.79亿│ 118.85亿│ 84.68亿│ 58.92亿│ 45.65亿│ 86.42亿│
│成本前(元) │ │ │ │ │ │ │
│一年新业务价值_扣除 │ 69.16亿│ 98.42亿│ 62.53亿│ 30.24亿│ 24.23亿│ 59.80亿│
│成本后(元) │ │ │ │ │ │ │
│核心资本(元) │ 2046.24亿│ 2013.62亿│ 1568.83亿│ 1450.69亿│ 1439.90亿│ 2785.10亿│
│实际资本(元) │ 3173.56亿│ 3136.72亿│ 2750.89亿│ 2572.52亿│ 2440.69亿│ 2885.10亿│
│最低资本(元) │ 1621.28亿│ 1490.32亿│ 1264.47亿│ 923.93亿│ 1024.63亿│ 1144.48亿│
│核心偿付能力充足率% │ 126.21│ 135.11│ 124.07│ 157.01│ 140.53│ 243.35│
│综合偿付能力充足率% │ 195.74│ 210.47│ 217.55│ 278.43│ 238.20│ 252.09│
│寿险市场占有率% │ ---│ ---│ ---│ ---│ ---│ ---│
│寿险收入(元) │ 1295.70亿│ 1958.71亿│ 1705.11亿│ 1659.03亿│ 1630.99亿│ 1634.70亿│
│寿险退保率% │ 0.70│ 1.50│ 1.90│ 1.90│ 1.80│ 2.00│
│产险市场占有率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险收入(元) │ ---│ ---│ ---│ ---│ ---│ ---│
│产险综合成本率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险综合赔付率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险业务净投资收益率│ 2.60│ 2.80│ 3.20│ 3.40│ 4.60│ 4.30│
│% │ │ │ │ │ │ │
│产险业务总投资收益率│ 6.70│ 6.60│ 5.80│ 1.80│ 4.30│ 5.90│
│% │ │ │ │ │ │ │
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2026-06-30│ 2025-12-31│ 2025-06-30│ 2024-12-31│ 2024-06-30│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│内含价值(元) │ 3103.84亿│ 2878.40亿│ 2793.94亿│ 2584.48亿│ 2683.68亿│ 2505.10亿│
│经调整后净资产价值( │ 2269.45亿│ 2124.14亿│ 2053.63亿│ 1892.33亿│ 1774.46亿│ 1627.83亿│
│元) │ │ │ │ │ │ │
│有效业务价值_扣除成 │ 1222.00亿│ 1131.97亿│ 1109.62亿│ 1042.23亿│ 1207.64亿│ 1162.57亿│
│本前(元) │ │ │ │ │ │ │
│有效业务价值_扣除成 │ 834.39亿│ 754.27亿│ 740.31亿│ 692.15亿│ 909.22亿│ 877.27亿│
│本后(元) │ │ │ │ │ │ │
│一年新业务价值_扣除 │ 72.79亿│ 118.85亿│ 79.15亿│ 84.68亿│ 53.07亿│ 58.92亿│
│成本前(元) │ │ │ │ │ │ │
│一年新业务价值_扣除 │ 69.16亿│ 98.42亿│ 61.82亿│ 62.53亿│ 39.02亿│ 30.24亿│
│成本后(元) │ │ │ │ │ │ │
│核心资本(元) │ 2046.24亿│ 2013.62亿│ 2269.56亿│ 1568.83亿│ 1440.45亿│ 1450.69亿│
│实际资本(元) │ 3173.56亿│ 3136.72亿│ 3403.43亿│ 2750.89亿│ 2646.50亿│ 2572.52亿│
│最低资本(元) │ 1621.28亿│ 1490.32亿│ 1329.40亿│ 1264.47亿│ 1175.20亿│ 923.93亿│
│核心偿付能力充足率% │ 126.21│ 135.11│ 170.72│ 124.07│ 122.57│ 157.01│
│综合偿付能力充足率% │ 195.74│ 210.47│ 256.01│ 217.55│ 225.20│ 278.43│
│寿险市场占有率% │ ---│ ---│ ---│ ---│ ---│ ---│
│寿险收入(元) │ 1295.70亿│ 1958.71亿│ 1212.62亿│ 1705.11亿│ 988.32亿│ 1659.03亿│
│寿险退保率% │ 0.70│ 1.50│ 0.80│ 1.90│ 0.90│ 1.90│
│产险市场占有率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险收入(元) │ ---│ ---│ ---│ ---│ ---│ ---│
│产险综合成本率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险综合赔付率% │ ---│ ---│ ---│ ---│ ---│ ---│
│产险业务净投资收益率│ 2.60│ 2.80│ 3.00│ 3.20│ 3.20│ 3.40│
│% │ │ │ │ │ │ │
│产险业务总投资收益率│ 6.70│ 6.60│ 5.90│ 5.80│ 4.80│ 1.80│
│% │ │ │ │ │ │ │
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【7.指标变动说明】
截止日期:2026-06-30
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│交易性金融资│交易性债券、股票│ 75465900.00│ 57975600.00│ 30.17│
│产 │投资配置增加 │ │ │ │
│其他权益工具│非交易性股票投资│ 5180800.00│ 3855600.00│ 34.37│
│投资 │增加 │ │ │ │
│应付手续费及│受业务节奏的影响│ 258600.00│ 176500.00│ 46.52│
│佣金 │ │ │ │ │
│应付股利 │计提2025年度末期│ 642600.00│ 0.00│ ---│
│ │现金股利 │ │ │ │
│投资收益 │投资资产买卖价差│ 4685600.00│ 1876300.00│ 149.73│
│ │收益同比增加 │ │ │ │
│公允价值变动│资本市场波动，交│ -478700.00│ 997100.00│ -148.01│
│损益 │易性金融资产公允│ │ │ │
│ │价值波动 │ │ │ │
│信用减值损失│债类投资资产预期│ -33100.00│ 5400.00│ -712.96│
│ │信用损失转回 │ │ │ │
│利润总额 │投资业绩同比增加│ 2662300.00│ 1621800.00│ 64.16│
│所得税费用 │利润总额同比增长│ 382700.00│ 141700.00│ 170.08│
│净利润 │投资业绩同比增加│ 2279600.00│ 1480100.00│ 54.02│
│归属于母公司│投资业绩同比增加│ 2279300.00│ 1479900.00│ 54.02│
│股东的净利润│ │ │ │ │
│其他综合收益│计入其他综合收益│ -433100.00│ -2136400.00│ 79.73│
│的税后净额 │的保险合同金融变│ │ │ │
│ │动损失减少 │ │ │ │
│经营活动产生│--- │ 5619000.00│ 5871900.00│ -4.31│
│的现金流量净│ │ │ │ │
│额 │ │ │ │ │
│投资活动产生│收回投资收到的现│ -1275100.00│ -2172500.00│ 41.31│
│的现金流量净│金同比增加 │ │ │ │
│额 │ │ │ │ │
│筹资活动产生│支付卖出回购金融│ -5316600.00│ -4285000.00│ -24.07│
│的现金流量净│资产款的现金同比│ │ │ │
│额 │增加 │ │ │ │
└──────┴────────┴──────┴────────┴──────┘
截止日期:2026-03-31
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│营业收入 │受资本市场波动影│ 2213300.00│ 3340200.00│ -33.70│
│ │响，公司2026年一│ │ │ │
│ │季度交易性金融资│ │ │ │
│ │产公允价值变动损│ │ │ │
│ │益同比下降 │ │ │ │
└──────┴────────┴──────┴────────┴──────┘
【8.资产负债表摘要】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│货币资金 │ 3309400.00│ 4292300.00│ 3846100.00│ 2180800.00│ 1758600.00│ 1547600.00│
│公允计量的金融资产 │ 75465900.00│ 57975600.00│ 48592800.00│ 38023900.00│ 7926900.00│ 7000000.00│
│衍生金融资产 │ ---│ 100.00│ ---│ 200.00│ 300.00│ 400.00│
│应收保费 │ ---│ ---│ ---│ ---│ 308800.00│ 286700.00│
│定期存款 │ 22695200.00│ 29396400.00│ 28245800.00│ 25598400.00│ 22754700.00│ 16854000.00│
│债权投资 │ 19666200.00│ 25691300.00│ 27489100.00│ 31314800.00│ ---│ ---│
│固定资产 │ 1524600.00│ 1522200.00│ 1565100.00│ 1597900.00│ 1587300.00│ 1532200.00│
│商誉 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产总计 │195807700.00│189948400.00│169229700.00│140325700.00│125504400.00│112772100.00│
│短期借款 │ ---│ ---│ ---│ ---│ ---│ ---│
│公允计量的金融负债 │ 769400.00│ 986000.00│ 854900.00│ 359200.00│ 2587700.00│ 261200.00│
│衍生金融负债 │ ---│ ---│ 400.00│ ---│ ---│ ---│
│卖出回购金融资产款 │ 14399000.00│ 19351800.00│ 17158800.00│ 10698700.00│ 4361700.00│ 5541500.00│
│预收保费 │ 26600.00│ 33600.00│ 33600.00│ 27400.00│ 376000.00│ 509500.00│
│应付分保账款 │ ---│ ---│ ---│ ---│ 10000.00│ 50400.00│
│应付赔付款 │ ---│ ---│ ---│ ---│ 596000.00│ 597100.00│
│应付保单红利 │ ---│ ---│ ---│ ---│ 2200.00│ 900.00│
│负债合计 │183446200.00│178790600.00│159602800.00│129816500.00│115213900.00│101920700.00│
│实收资本(或股本) │ 312000.00│ 312000.00│ 312000.00│ 312000.00│ 312000.00│ 312000.00│
│资本公积 │ 2387800.00│ 2388000.00│ 2397000.00│ 2397900.00│ 2400500.00│ 2390500.00│
│盈余公积 │ 3454300.00│ 3105100.00│ 2503900.00│ 2172100.00│ 1536900.00│ 1281500.00│
│未分配利润 │ 13975500.00│ 12651900.00│ 10817600.00│ 9212400.00│ 5399300.00│ 5233100.00│
│归属于母公司所有者权│ 12357800.00│ 11154400.00│ 9624000.00│ 10506700.00│ 10288400.00│ 10849700.00│
│益合计 │ │ │ │ │ │ │
│少数股东权益 │ 3700.00│ 3400.00│ 2900.00│ 2500.00│ 2100.00│ 1700.00│
│股东权益合计 │ 12361500.00│ 11157800.00│ 9626900.00│ 10509200.00│ 10290500.00│ 10851400.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│货币资金 │ 3309400.00│ 3616400.00│ 4292300.00│ 2876100.00│ 3258000.00│ 4166400.00│
│公允计量的金融资产 │ 75465900.00│ 65044500.00│ 57975600.00│ 52655300.00│ 48011900.00│ 48569100.00│
│衍生金融资产 │ ---│ ---│ 100.00│ 100.00│ 200.00│ ---│
│应收保费 │ ---│ ---│ ---│ ---│ ---│ ---│
│定期存款 │ 22695200.00│ 27530300.00│ 29396400.00│ 30779400.00│ 33310900.00│ 33934300.00│
│债权投资 │ 19666200.00│ 20161600.00│ 25691300.00│ 26084900.00│ 26172200.00│ 27299300.00│
│固定资产 │ 1524600.00│ 1527600.00│ 1522200.00│ 1530000.00│ 1539900.00│ 1550800.00│
│商誉 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产总计 │195807700.00│185365300.00│189948400.00│183349100.00│177766500.00│175341600.00│
│短期借款 │ ---│ ---│ ---│ ---│ ---│ ---│
│公允计量的金融负债 │ 769400.00│ 786500.00│ 986000.00│ 1026500.00│ 2127800.00│ 1896000.00│
│衍生金融负债 │ ---│ 100.00│ ---│ ---│ ---│ ---│
│卖出回购金融资产款 │ 14399000.00│ 10583600.00│ 19351800.00│ 14937000.00│ 13807200.00│ 16252400.00│
│预收保费 │ 26600.00│ 25300.00│ 33600.00│ 24900.00│ 42200.00│ 38800.00│
│应付分保账款 │ ---│ ---│ ---│ ---│ ---│ ---│
│应付赔付款 │ ---│ ---│ ---│ ---│ ---│ ---│
│应付保单红利 │ ---│ ---│ ---│ ---│ ---│ ---│
│负债合计 │183446200.00│173006100.00│178790600.00│173295000.00│169422700.00│167353700.00│
│实收资本(或股本) │ 312000.00│ 312000.00│ 312000.00│ 312000.00│ 312000.00│ 312000.00│
│资本公积 │ 2387800.00│ 2388100.00│ 2388000.00│ 2391200.00│ 2391000.00│ 2393500.00│
│盈余公积 │ 3454300.00│ 3105100.00│ 3105100.00│ 2755900.00│ 2755900.00│ 2503900.00│
│未分配利润 │ 13975500.00│ 13338000.00│ 12651900.00│ 13192200.00│ 11386600.00│ 11372000.00│
│归属于母公司所有者权│ 12357800.00│ 12355700.00│ 11154400.00│ 10050800.00│ 8340700.00│ 7984900.00│
│益合计 │ │ │ │ │ │ │
│少数股东权益 │ 3700.00│ 3500.00│ 3400.00│ 3300.00│ 3100.00│ 3000.00│
│股东权益合计 │ 12361500.00│ 12359200.00│ 11157800.00│ 10054100.00│ 8343800.00│ 7987900.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【9.利润表摘要】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│利润表指标(万元) │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 8325800.00│ 15774500.00│ 13255500.00│ 7154700.00│ 21431900.00│ 22238000.00│
│已赚保费 │ ---│ ---│ ---│ ---│ 16090400.00│ 16131400.00│
│保险业务收入 │ ---│ ---│ ---│ ---│ 16309900.00│ 16347000.00│
│投资收益 │ 4685600.00│ 5290000.00│ 1630600.00│ -377500.00│ 5318800.00│ 6021700.00│
│营业支出 │ 5669400.00│ 12054400.00│ 10433800.00│ 6600300.00│ 20780400.00│ 20674200.00│
│退保金 │ ---│ ---│ ---│ ---│ 1854700.00│ 1778600.00│
│赔付支出 │ ---│ ---│ ---│ ---│ 4052200.00│ 4357700.00│
│保单红利支出 │ ---│ ---│ ---│ ---│ 165400.00│ 120700.00│
│业务及管理费 │ 123100.00│ 277300.00│ 306200.00│ 237000.00│ 1173900.00│ 1287200.00│
│资产减值损失 │ ---│ ---│ 119000.00│ ---│ 495800.00│ 227200.00│
│营业利润 │ 2656400.00│ 3720100.00│ 2821700.00│ 554400.00│ 651500.00│ 1563800.00│
│营业外收入 │ 10100.00│ 346500.00│ 1700.00│ 6800.00│ 9800.00│ 17800.00│
│营业外支出 │ 4200.00│ 14100.00│ 9300.00│ 9700.00│ 10600.00│ 14600.00│
│利润总额 │ 2662300.00│ 4052500.00│ 2814100.00│ 551500.00│ 650700.00│ 1567000.00│
│所得税 │ 382700.00│ 423600.00│ 190800.00│ -320100.00│ -331900.00│ 71900.00│
│净利润 │ 2279600.00│ 3628900.00│ 2623300.00│ 871600.00│ 982600.00│ 1495100.00│
│归属母公司净利润 │ 2279300.00│ 3628400.00│ 2622900.00│ 871200.00│ 982200.00│ 1494700.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│利润表指标(万元) │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业总收入 │ 8325800.00│ 2213300.00│ 15774500.00│ 13725200.00│ 7004100.00│ 3340200.00│
│已赚保费 │ ---│ ---│ ---│ ---│ ---│ ---│
│保险业务收入 │ ---│ ---│ ---│ ---│ ---│ ---│
│投资收益 │ 4685600.00│ 2208900.00│ 5290000.00│ 4041300.00│ 1876300.00│ 977200.00│
│营业支出 │ 5669400.00│ 1546100.00│ 12054400.00│ 10029100.00│ 5377800.00│ 2738800.00│
│退保金 │ ---│ ---│ ---│ ---│ ---│ ---│
│赔付支出 │ ---│ ---│ ---│ ---│ ---│ ---│
│保单红利支出 │ ---│ ---│ ---│ ---│ ---│ ---│
│业务及管理费 │ 123100.00│ 64500.00│ 277300.00│ 156600.00│ 114100.00│ 61400.00│
│资产减值损失 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润 │ 2656400.00│ 667200.00│ 3720100.00│ 3696100.00│ 1626300.00│ 601400.00│
│营业外收入 │ 10100.00│ 8500.00│ 346500.00│ 119400.00│ 2600.00│ 400.00│
│营业外支出 │ 4200.00│ 2500.00│ 14100.00│ 10500.00│ 7100.00│ 4400.00│
│利润总额 │ 2662300.00│ 673200.00│ 4052500.00│ 3805000.00│ 1621800.00│ 597400.00│
│所得税 │ 382700.00│ 23000.00│ 423600.00│ 518900.00│ 141700.00│ 9100.00│
│净利润 │ 2279600.00│ 650200.00│ 3628900.00│ 3286100.00│ 1480100.00│ 588300.00│
│归属母公司净利润 │ 2279300.00│ 650100.00│ 3628400.00│ 3285700.00│ 1479900.00│ 588200.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【10.现金流量表摘要】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│现金流量指标(万元) │ 2026-06-30│ 2025-12-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│经营活动现金流入 │ 12974600.00│ 22433400.00│ 19487200.00│ 18612700.00│ 17348700.00│ 16701800.00│
│经营活动现金流出 │ 7355600.00│ 11341800.00│ 9858200.00│ 9457900.00│ 8410200.00│ 9316500.00│
│经营活动现金流量净额│ 5619000.00│ 11091600.00│ 9629000.00│ 9154800.00│ 8938500.00│ 7385300.00│
│投资活动现金流入 │ 67566000.00│ 82129200.00│ 65361200.00│ 56211100.00│ 47703400.00│ 44537600.00│
│投资活动现金流出 │ 68841100.00│ 93140800.00│ 79538300.00│ 71876000.00│ 56750400.00│ 55190700.00│
│投资活动现金流量净额│ -1275100.00│-11011600.00│-14177100.00│-15664900.00│ -9047000.00│-10653100.00│
│筹资活动现金流入 │ 708300.00│ 5176000.00│ 8484500.00│ 10120300.00│ 4398600.00│ 5754000.00│
│筹资活动现金流出 │ 6024900.00│ 4802100.00│ 2281600.00│ 3191700.00│ 4114700.00│ 2229900.00│
│筹资活动现金流量净额│ -5316600.00│ 373900.00│ 6202900.00│ 6928600.00│ 283900.00│ 3524100.00│
│汇率变动对现金的影响│ -10600.00│ -7300.00│ 9600.00│ 1700.00│ 37300.00│ -9700.00│
│现金及等价物净增加额│ -983300.00│ 446600.00│ 1664400.00│ 420200.00│ 212700.00│ 246600.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│现金流量指标(万元) │ 2026-06-30│ 2026-03-31│ 2025-12-31│ 2025-09-30│ 2025-06-30│ 2025-03-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│经营活动现金流入 │ 12974600.00│ 7848200.00│ 22433400.00│ 18274300.00│ 12416500.00│ 7271000.00│
│经营活动现金流出 │ 7355600.00│ 4217100.00│ 11341800.00│ 9256900.00│ 6544600.00│ 3912200.00│
│经营活动现金流量净额│ 5619000.00│ 3631100.00│ 11091600.00│ 9017400.00│ 5871900.00│ 3358800.00│
│投资活动现金流入 │ 67566000.00│ 38521300.00│ 82129200.00│ 63175500.00│ 41648700.00│ 20395100.00│
│投资活动现金流出 │ 68841100.00│ 34934500.00│ 93140800.00│ 68964200.00│ 43821200.00│ 22921700.00│
│投资活动现金流量净额│ -1275100.00│ 3586800.00│-11011600.00│ -5788700.00│ -2172500.00│ -2526600.00│
│筹资活动现金流入 │ 708300.00│ 1789400.00│ 5176000.00│ 2875800.00│ 1675300.00│ 994700.00│
│筹资活动现金流出 │ 6024900.00│ 9671400.00│ 4802100.00│ 7067200.00│ 5960300.00│ 1503200.00│
│筹资活动现金流量净额│ -5316600.00│ -7882000.00│ 373900.00│ -4191400.00│ -4285000.00│ -508500.00│
│汇率变动对现金的影响│ -10600.00│ -12100.00│ -7300.00│ -6800.00│ -2100.00│ -2500.00│
│现金及等价物净增加额│ -983300.00│ -676200.00│ 446600.00│ -969500.00│ -587700.00│ 321200.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【11.环比分析】
┌──────┬───────┬───────┬───────┬───────┐
│2025年度 │主营收入(万元)│ 占年度比重(%)│ 净利润(万元)│ 占年度比重(%)│
├──────┼───────┼───────┼───────┼───────┤
│一季报 │ 3340200.00│ 21.17│ 588200.00│ 16.21│
│二季报 │ 3663900.00│ 23.23│ 891700.00│ 24.58│
│三季报 │ 6721100.00│ 42.61│ 1805800.00│ 49.77│
│四季报 │ 2049300.00│ 12.99│ 342700.00│ 9.44│
└──────┴───────┴───────┴───────┴───────┘
┌──────┬───────┬───────┬───────┬───────┐
│2024年度 │主营收入(万元)│ 占年度比重(%)│ 净利润(万元)│ 占年度比重(%)│
├──────┼───────┼───────┼───────┼───────┤
│一季报 │ 2647900.00│ 19.98│ 494200.00│ 18.84│
│二季报 │ 2911200.00│ 21.96│ 614100.00│ 23.41│
│三季报 │ 5136500.00│ 38.75│ 959700.00│ 36.59│
│四季报 │ 2559900.00│ 19.31│ 554900.00│ 21.16│
└──────┴───────┴───────┴───────┴───────┘
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