财务分析☆ ◇601916 浙商银行 更新日期：2025-05-01◇ 通达信沪深京F10
★本栏包括【1.主要财务指标】【2.偿债能力指标】【3.营运能力指标】【4.盈利能力指标】
【5.成长能力指标】【6.银行专项指标】【7.贷款五级分类】【8.指标变动说明】
【9.资产负债表摘要】【10.利润表摘要】【11.现金流量表摘要】【12.环比分析】
【1.主要财务指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│ 无保留意见│
│归母净利(未调整:万) │ 594900.00│ 1518600.00│ 1504800.00│ 1361800.00│ 1264800.00│ 1230900.00│
│归母净利(调整后:万) │ ---│ ---│ 1504800.00│ 1361800.00│ 1264800.00│ 1230900.00│
│净利润增长率(%) │ 0.61│ 0.92│ 10.50│ 7.67│ 2.75│ -4.76│
│扣非净利润(万) │ 601100.00│ 1519800.00│ 1473800.00│ 1353500.00│ 1250400.00│ 1233400.00│
│营业总收(未调整:万) │ 1710500.00│ 6765000.00│ 6370400.00│ 6108500.00│ 5447100.00│ 4770300.00│
│营业总收(调整后:万) │ ---│ ---│ 6370400.00│ 6108500.00│ 5447100.00│ 4770300.00│
│总营收同比增长率(%) │ -7.07│ 6.19│ 4.29│ 12.14│ 14.19│ 2.89│
│加权净资产收益率(%) │ 3.39│ 8.49│ 9.45│ 9.01│ 9.83│ 10.03│
│资产负债比率(%) │ 94.02│ 93.90│ 93.97│ 93.67│ 92.70│ 93.53│
│净利润现金含量(%) │ -36.96│ -793.35│ 1291.65│ 1231.94│ -293.19│ 402.79│
│基本每股收益(元) │ 0.2200│ 0.5200│ 0.5700│ 0.5300│ 0.5500│ 0.5300│
│每股收益-扣除(元) │ 0.2200│ 0.5200│ 0.5500│ 0.5500│ 0.5500│ 0.5400│
│每股收益-摊薄(元) │ 0.2166│ 0.5529│ 0.5479│ 0.6403│ 0.5947│ 0.5787│
│每股资本公积金(元) │ 1.4044│ 1.4044│ 1.4044│ 1.5181│ 1.5054│ 1.5054│
│每股未分配利润(元) │ 2.1244│ 1.9078│ 1.8008│ 2.0996│ 1.7315│ 1.5228│
│每股净资产(元) │ 7.3471│ 6.3300│ 5.8700│ 6.4900│ 5.8400│ 5.4300│
│每股经营现金流量(元)│ -0.0800│ -4.3868│ 7.0770│ 7.8879│ -1.7435│ 2.3311│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│审计意见 │ 未经审计│ 无保留意见│ 未经审计│ 未经审计│ 未经审计│ 无保留意见│
│归母净利(未调整:万) │ 594900.00│ 1518600.00│ 1290500.00│ 799900.00│ 591300.00│ 1504800.00│
│归母净利(调整后:万) │ ---│ ---│ ---│ ---│ 591300.00│ 1504800.00│
│净利润增长率(%) │ 0.61│ 0.92│ 1.19│ 3.31│ 5.12│ 10.50│
│扣非净利润(万) │ 601100.00│ 1519800.00│ 1292800.00│ 801900.00│ 593500.00│ 1473800.00│
│营业总收(未调整:万) │ 1710500.00│ 6765000.00│ 5249100.00│ 3527900.00│ 1840700.00│ 6370400.00│
│营业总收(调整后:万) │ ---│ ---│ ---│ ---│ 1840700.00│ 6370400.00│
│总营收同比增长率(%) │ -7.07│ 6.19│ 5.64│ 6.18│ 16.65│ 4.29│
│加权净资产收益率(%) │ 3.39│ 8.49│ 7.75│ 4.83│ 3.60│ 9.45│
│资产负债比率(%) │ 94.02│ 93.90│ 93.92│ 94.01│ 93.80│ 93.97│
│净利润现金含量(%) │ -36.96│ -793.35│ -656.78│ -1185.96│ -1523.74│ 1291.65│
│基本每股收益(元) │ 0.2200│ 0.5200│ 0.4700│ 0.2900│ 0.2200│ 0.5700│
│每股收益-扣除(元) │ 0.2200│ 0.5200│ 0.4707│ 0.2900│ 0.2200│ 0.5500│
│每股收益-摊薄(元) │ 0.2166│ 0.5529│ 0.4699│ 0.2913│ 0.2153│ 0.5479│
│每股资本公积金(元) │ 1.4044│ 1.4044│ 1.4044│ 1.4044│ 1.4044│ 1.4044│
│每股未分配利润(元) │ 2.1244│ 1.9078│ 1.9145│ 1.7359│ 2.0161│ 1.8008│
│每股净资产(元) │ 7.3471│ 6.3300│ 6.2040│ 6.0400│ 6.1000│ 5.8700│
│每股经营现金流量(元)│ -0.0800│ -4.3868│ -3.0860│ -3.4541│ -3.2800│ 7.0770│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【2.偿债能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 94.02│ 93.90│ 93.97│ 93.67│ 92.70│ 93.53│
│产权比率 │ 16.04│ 15.70│ 15.86│ 15.07│ 12.91│ 14.68│
│现金流比率%-短期债务│ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│偿债能力指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│流动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│速动比率 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产负债比率(%) │ 94.02│ 93.90│ 93.92│ 94.01│ 93.80│ 93.97│
│产权比率 │ 16.04│ 15.70│ 15.75│ 16.00│ 15.41│ 15.86│
│现金流比率%-短期债务│ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【3.营运能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 0.53│ 2.42│ 2.95│ 3.70│ 3.87│ 4.41│
│总资产周转率 │ 0.01│ 0.02│ 0.02│ 0.02│ 0.03│ 0.02│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│营运能力指标 │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│应收账款周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│存货周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│流动资产周转率 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产周转率 │ 0.53│ 2.42│ 1.90│ 1.34│ 0.72│ 2.95│
│总资产周转率 │ 0.01│ 0.02│ 0.02│ 0.01│ 0.01│ 0.02│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【4.盈利能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 2.95│ 7.63│ 8.08│ 8.36│ 7.70│ 9.43│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 47.46│ 26.08│ 27.51│ 25.94│ 27.41│ 30.34│
│销售净利率 │ 35.73│ 23.20│ 24.32│ 22.90│ 23.71│ 26.33│
│总资产净利率 │ 0.18│ 0.49│ 0.54│ 0.57│ 0.60│ 0.65│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│盈利能力指标(%) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│净资产收益率 │ 2.95│ 7.63│ 6.60│ 4.19│ 3.07│ 8.08│
│销售毛利率 │ ---│ ---│ ---│ ---│ ---│ ---│
│营业利润率 │ 47.46│ 26.08│ 29.39│ 27.69│ 41.64│ 27.51│
│销售净利率 │ 35.73│ 23.20│ 25.38│ 23.37│ 32.74│ 24.32│
│总资产净利率 │ 0.18│ 0.49│ 0.42│ 0.26│ 0.19│ 0.54│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【5.成长能力指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ -7.07│ 6.19│ 4.29│ 12.14│ 14.19│ 2.89│
│营业利润增长率 │ 5.92│ 0.70│ 10.58│ 6.13│ 3.19│ -1.24│
│净利润增长率 │ 0.61│ 0.92│ 10.50│ 7.67│ 2.75│ -4.76│
│净资产增长率 │ 1.45│ 6.80│ 14.31│ -0.75│ 25.79│ 3.38│
│总资产增长率 │ 3.54│ 5.78│ 19.91│ 14.66│ 11.64│ 13.74│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│成长能力指标(%) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│营业收入增长率 │ -7.07│ 6.19│ 5.64│ 6.18│ 16.65│ 4.29│
│营业利润增长率 │ 5.92│ 0.70│ -0.36│ 4.20│ 7.58│ 10.58│
│净利润增长率 │ 0.61│ 0.92│ 1.19│ 3.31│ 5.12│ 10.50│
│净资产增长率 │ 1.45│ 6.80│ 4.91│ 2.44│ 3.32│ 14.31│
│总资产增长率 │ 3.54│ 5.78│ 4.21│ 3.27│ 0.57│ 19.91│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【6.银行专项指标】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│ 2019-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│资本净额(元) │ 2604.41亿│ 2369.58亿│ 1958.71亿│ 1943.56亿│ 1719.88亿│ 1657.53亿│
│核心一级资本净额(元)│ 1731.72亿│ 1597.89亿│ 1359.25亿│ 1226.02亿│ 1163.78亿│ 1122.39亿│
│风险加权资产(元) │ 20652.87亿│ 19434.02亿│ 16891.48亿│ 15074.38亿│ 13305.65亿│ 11641.97亿│
│存款总额(元) │ 18882.06亿│ 18408.91亿│ 16593.89亿│ 13986.87亿│ 13199.36亿│ 11437.41亿│
│贷款总额(元) │ 18486.21亿│ 17084.74亿│ 15173.34亿│ 13433.39亿│ 11942.62亿│ 10301.71亿│
│不良贷款(元) │ 254.94亿│ 245.96亿│ 223.53亿│ 206.67亿│ 170.45亿│ 141.47亿│
│存贷比例% │ 91.20│ 87.74│ 84.82│ 91.00│ 83.70│ 84.40│
│资本充足率% │ 12.61│ 12.19│ 11.60│ 12.89│ 12.93│ 14.24│
│核心一级资本充足率% │ 8.38│ 8.22│ 8.05│ 8.13│ 8.75│ 9.64│
│不良贷款率% │ 1.38│ 1.44│ 1.47│ 1.53│ 1.42│ 1.37│
│不良贷款拨备覆盖率% │ 178.67│ 182.60│ 182.19│ 174.61│ 191.01│ 220.80│
│净利差% │ 1.52│ 1.81│ 2.02│ 2.07│ 1.99│ 2.08│
│净息差% │ 1.71│ 2.01│ 2.21│ 2.27│ 2.19│ 2.34│
│成本收入比% │ 30.25│ 29.96│ 27.46│ 25.31│ 25.96│ 26.24│
│非利息收入占营业收入│ 33.25│ 25.39│ 22.96│ 22.98│ 22.24│ 26.94│
│比% │ │ │ │ │ │ │
│生息资产平均收益率% │ 3.77│ 4.16│ 4.37│ 4.61│ 4.68│ 4.89│
│计息负债平均成本率% │ 2.25│ 2.35│ 2.35│ 2.54│ 2.69│ 2.81│
│单一最大客户贷款比例│ 4.10│ 2.69│ 3.22│ 2.04│ 2.33│ 2.16│
│% │ │ │ │ │ │ │
│最大十家客户贷款比例│ 16.75│ 15.06│ 16.89│ 15.22│ 19.40│ 18.38│
│% │ │ │ │ │ │ │
│短期资产流动性比例( │ 89.32│ 53.89│ 57.87│ 52.10│ 40.98│ 54.56│
│人民币)% │ │ │ │ │ │ │
│拆入资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
│拆出资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│ 2023-09-30│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│资本净额(元) │ 2604.41亿│ 2556.34亿│ 2505.71亿│ 2436.05亿│ 2369.58亿│ 2229.46亿│
│核心一级资本净额(元)│ 1731.72亿│ 1688.73亿│ 1633.51亿│ 1669.41亿│ 1597.89亿│ 1559.17亿│
│风险加权资产(元) │ 20652.87亿│ ---│ 19484.76亿│ ---│ 19434.02亿│ ---│
│存款总额(元) │ 18882.06亿│ 19139.92亿│ 19070.28亿│ 18922.21亿│ 18408.91亿│ 17934.17亿│
│贷款总额(元) │ 18486.21亿│ 18261.83亿│ 18038.93亿│ 17694.60亿│ 17084.74亿│ 16976.21亿│
│不良贷款(元) │ 254.94亿│ 259.63亿│ 257.67亿│ 253.24亿│ 245.96亿│ 245.48亿│
│存贷比例% │ 91.20│ 95.41│ 87.65│ 93.51│ 87.74│ 94.66│
│资本充足率% │ 12.61│ 12.71│ 12.86│ 12.54│ 12.19│ 11.83│
│核心一级资本充足率% │ 8.38│ 8.39│ 8.38│ 8.60│ 8.22│ 8.28│
│不良贷款率% │ 1.38│ 1.43│ 1.43│ 1.44│ 1.44│ 1.45│
│不良贷款拨备覆盖率% │ 178.67│ 175.33│ 178.12│ 177.50│ 182.60│ 182.94│
│净利差% │ 1.52│ ---│ 1.61│ ---│ 1.81│ 1.90│
│净息差% │ 1.71│ 1.80│ 1.82│ 1.84│ 2.01│ ---│
│成本收入比% │ 30.25│ 27.90│ 28.20│ 27.52│ 29.96│ 27.30│
│非利息收入占营业收入│ 33.25│ 32.20│ 32.99│ 35.80│ 25.39│ 27.65│
│比% │ │ │ │ │ │ │
│生息资产平均收益率% │ 3.77│ ---│ 3.94│ ---│ 4.16│ ---│
│计息负债平均成本率% │ 2.25│ ---│ 2.33│ ---│ 2.35│ ---│
│单一最大客户贷款比例│ 4.10│ ---│ 3.02│ ---│ 2.69│ ---│
│% │ │ │ │ │ │ │
│最大十家客户贷款比例│ 16.75│ ---│ 16.46│ ---│ 15.06│ ---│
│% │ │ │ │ │ │ │
│短期资产流动性比例( │ 89.32│ ---│ 72.20│ ---│ 53.89│ ---│
│人民币)% │ │ │ │ │ │ │
│拆入资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
│拆出资金比例% │ ---│ ---│ ---│ ---│ ---│ ---│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【7.贷款五级分类】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│ 2019-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类(元) │ 17774.15亿│ 16473.78亿│ 14584.10亿│ 12927.89亿│ 11563.47亿│ 9887.79亿│
│关注类(元) │ 444.88亿│ 350.83亿│ 365.71亿│ 298.83亿│ 208.70亿│ 239.93亿│
│次级类(元) │ 112.30亿│ 139.56亿│ 113.99亿│ 52.75亿│ 99.13亿│ 68.54亿│
│可疑类(元) │ 105.03亿│ 74.79亿│ 83.34亿│ 124.52亿│ 41.46亿│ 50.56亿│
│损失类(元) │ 37.61亿│ 31.61亿│ 26.20亿│ 29.40亿│ 29.86亿│ 22.37亿│
│贷款合计(元) │ 18473.97亿│ 17070.57亿│ 15173.34亿│ 13433.39亿│ 11942.62亿│ 10269.19亿│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类贷款迁徙率% │ 2.75│ 2.45│ 5.02│ 5.56│ 3.45│ 4.09│
│关注类贷款迁徙率% │ 42.78│ 25.79│ 34.75│ 48.07│ 37.77│ 41.28│
│次级类贷款迁徙率% │ 80.64│ 58.41│ 87.93│ 98.61│ 94.93│ 96.96│
│可疑类贷款迁徙率% │ 27.22│ 10.32│ 4.51│ 15.64│ 36.30│ 39.96│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│财务指标 │ 2024-12-31│ 2024-06-30│ 2023-12-31│ 2023-06-30│ 2022-12-31│ 2022-06-30│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类(元) │ 17774.15亿│ 17372.53亿│ 16473.78亿│ 15870.67亿│ 14584.10亿│ 14032.27亿│
│关注类(元) │ 444.88亿│ 397.86亿│ 350.83亿│ 344.20亿│ 365.71亿│ 441.30亿│
│次级类(元) │ 112.30亿│ 110.65亿│ 139.56亿│ 157.72亿│ 113.99亿│ 74.35亿│
│可疑类(元) │ 105.03亿│ 113.75亿│ 74.79亿│ 49.50亿│ 83.34亿│ 112.53亿│
│损失类(元) │ 37.61亿│ 33.27亿│ 31.61亿│ 31.71亿│ 26.20亿│ 32.81亿│
│贷款合计(元) │ 18473.97亿│ 18028.06亿│ 17070.57亿│ 16453.80亿│ 15173.34亿│ 14693.26亿│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│正常类贷款迁徙率% │ 2.75│ 1.42│ 2.45│ 1.10│ 5.02│ 2.57│
│关注类贷款迁徙率% │ 42.78│ 30.27│ 25.79│ 19.53│ 34.75│ 14.31│
│次级类贷款迁徙率% │ 80.64│ 77.05│ 58.41│ 19.72│ 87.93│ 39.60│
│可疑类贷款迁徙率% │ 27.22│ 23.03│ 10.32│ 15.01│ 4.51│ 4.11│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
【8.指标变动说明】
截止日期:2024-12-31
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│利息净收入 │--- │ 4515700.00│ 4752800.00│ -4.99│
│营业收入 │--- │ 6765000.00│ 6370400.00│ 6.19│
│业务及管理费│本集团全力推进数│ 2046200.00│ 1908800.00│ 7.20│
│ │字化系统建设，加│ │ │ │
│ │大金融科技及零售│ │ │ │
│ │人才队伍建设。同│ │ │ │
│ │时，全面提升财务│ │ │ │
│ │支出全过程管理能│ │ │ │
│ │力，构建投入产出│ │ │ │
│ │管理体系，不断优│ │ │ │
│ │化支出结构 │ │ │ │
│税金及附加 │--- │ 83500.00│ 75500.00│ 10.60│
│信用减值损失│--- │ 2819500.00│ 2611300.00│ 7.97│
│其他业务成本│--- │ 51300.00│ 22500.00│ 128.00│
│营业利润 │--- │ 1764500.00│ 1752300.00│ 0.70│
│利润总额 │--- │ 1757900.00│ 1749200.00│ 0.50│
│所得税费用 │--- │ 188600.00│ 199900.00│ -5.65│
│净利润 │--- │ 1569300.00│ 1549300.00│ 1.29│
│归属于本行股│--- │ 1518600.00│ 1504800.00│ 0.92│
│东的净利润 │ │ │ │ │
│少数股东损益│--- │ 50700.00│ 44500.00│ 13.93│
└──────┴────────┴──────┴────────┴──────┘
截止日期:2024-09-30
┌──────┬────────┬──────┬────────┬──────┐
│变动科目 │变动原因 │本期数值(万)│ 上期/期初数(万)│ 变动幅度(%)│
├──────┼────────┼──────┼────────┼──────┤
│经营活动使用│客户存款增速放缓│ -8475700.00│ -1506300.00│ -462.68│
│的现金流量净│ │ │ │ │
│额 │ │ │ │ │
└──────┴────────┴──────┴────────┴──────┘
【9.资产负债表摘要】
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2025-03-31│ 2024-12-31│ 2023-12-31│ 2022-12-31│ 2021-12-31│ 2020-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│现金及存放中央银行款│ 14257600.00│ 12969100.00│ 16472300.00│ 18562500.00│ 14151000.00│ 13744100.00│
│项 │ │ │ │ │ │ │
│存放同业款项 │ 6641700.00│ 5191900.00│ 7085600.00│ 4346100.00│ 3939100.00│ 3882700.00│
│发放贷款及垫款 │184738400.00│181268400.00│167327200.00│148629100.00│131188900.00│116587500.00│
│拆出资金 │ 638200.00│ 1736600.00│ 857400.00│ 958100.00│ 1276200.00│ 563700.00│
│贵金属 │ 1647400.00│ 1695600.00│ 975600.00│ 1386000.00│ 589900.00│ 1947800.00│
│持有至到期投资 │ ---│ ---│ ---│ ---│ ---│ ---│
│债权投资 │ 45066400.00│ 46915900.00│ 46331100.00│ 36879200.00│ 37455800.00│ 33610900.00│
│其他债权投资 │ 39631800.00│ 35599900.00│ 30284100.00│ 19272400.00│ 9680500.00│ 6201300.00│
│其他权益工具投资 │ 142000.00│ 142000.00│ 134400.00│ 131300.00│ 126200.00│ 99400.00│
│长期股权投资 │ ---│ ---│ ---│ ---│ ---│ ---│
│固定资产 │ 3323300.00│ 3126800.00│ 2474100.00│ 1839400.00│ 1466500.00│ 1173200.00│
│商誉 │ ---│ ---│ ---│ ---│ ---│ ---│
│资产总计 │344311700.00│332553900.00│314387900.00│262193000.00│228672300.00│204822500.00│
│向中央银行借款 │ 4216300.00│ 7782100.00│ 11991500.00│ 9717000.00│ 5099000.00│ 8476800.00│
│同业及其他金融机构存│ 32736800.00│ 36694000.00│ 35865400.00│ 24181400.00│ 23697600.00│ 14827300.00│
│放款项 │ │ │ │ │ │ │
│拆入资金 │ 9780300.00│ 9584100.00│ 8768100.00│ 6415500.00│ 4102100.00│ 4854300.00│
│吸收存款 │200636800.00│192228900.00│186865900.00│168144300.00│141570500.00│133563600.00│
│卖出回购金融资产款 │ 9368900.00│ 3528700.00│ 6210600.00│ 606600.00│ ---│ 90000.00│
│负债合计 │323733400.00│312279600.00│295430200.00│245600000.00│211984000.00│191568200.00│
│实收资本(或股本) │ 2746400.00│ 2746400.00│ 2746400.00│ 2126900.00│ 2126900.00│ 2126900.00│
│资本公积 │ 3857000.00│ 3857000.00│ 3857000.00│ 3228900.00│ 3201800.00│ 3201800.00│
│盈余公积 │ 1401200.00│ 1401200.00│ 1254600.00│ 1107500.00│ 974300.00│ 849900.00│
│未分配利润 │ 5834500.00│ 5239600.00│ 4945800.00│ 4465700.00│ 3682700.00│ 3238900.00│
│归属于母公司所有者权│ 20178000.00│ 19890300.00│ 18624500.00│ 16293300.00│ 16416900.00│ 13051200.00│
│益合计 │ │ │ │ │ │ │
│少数股东权益 │ 400300.00│ 384000.00│ 333200.00│ 299700.00│ 271400.00│ 203100.00│
│股东权益合计 │ 20578300.00│ 20274300.00│ 18957700.00│ 16593000.00│ 16688300.00│ 13254300.00│
└──────────┴──────┴──────┴──────┴──────┴──────┴──────┘
┌──────────┬──────┬──────┬──────┬──────┬──────┬──────┐
│资产负债指标(万元) │ 2025-03-31│ 2024-12-31│ 2024-09-30│ 2024-06-30│ 2024-03-31│ 2023-12-31│
├──────────┼──────┼──────┼──────┼──────┼──────┼──────┤
│现金及存放中央银行款│ 14257600.00│ 12969100.00│ 13685700.00│ 13818300.00│ 14573500.00│ 16472300.00│
│项 │ │ │ │ │ │ │
│存放同业款项 │ 6641700.00│ 5191900.00│ 7307300.00│ 6509400.00│ 6345000.00│ 7085600.00│
│发放贷款及垫款 │184738400.00│181268400.00│178198200.00│176795700.00│172636800.00│167327200.00│
│拆出资金 │ 638200.00│ 1736600.00│ 1524200.00│ 910500.00│ 1354100.00│ 857400.00│
│贵金属 │ 1647400.00│ 1695600.00│ 2118900.00│ 2328300.00│ 1217100.00│ 975600.00│
│持有至到期投资 │ ---│ ---│ ---│ ---│ ---│ ---│
│债权投资 │ 45066400.00│ 46915900.00│ 47834600.00│ 48459100.00│ 45158800.00│ 46331100.00│
│其他债权投
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